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Belknap Bankruptcy & Debt Lawyer, Illinois

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Jay Howd Lawyer

Jay Howd

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Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy, Credit & Debt
Your First Step to a Fresh Start

Jay B. Howd was born and raised in LaHarpe, Illinois, a small farm community in west-central Illinois. Jay graduated valedictorian of his LaHarpe high... (more)

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618-993-1300

206 W Deyoung St, Marion, IL 62959
Profile LAWPOINTS™75/100
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Tambra Cain

Collection, Transactions, Commercial Real Estate
Status:  In Good Standing           Licensed:  22 Years
CONTACT
Vienna, IL 62995
Profile LAWPOINTS™27/100
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Tambra Kay Cain

Collection, Transactions, Commercial Real Estate
Status:  In Good Standing           Licensed:  22 Years
CONTACT
Vienna, IL 62995
Profile LAWPOINTS™27/100
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Raub Warren Bierbaum

Credit & Debt, Business & Trade
Status:  Inactive           Licensed:  23 Years
CONTACT
Metropolis, IL 62960
Profile LAWPOINTS™19/100
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Gregory Allen Veach

Commercial Real Estate, Trusts, Business, Credit & Debt
Status:  In Good Standing           Licensed:  49 Years
CONTACT
2250 Reed Station Pkwy, Carbondale, IL 62903
Profile LAWPOINTS™36/100
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David Louis Bartelsmeyer

Federal Appellate Practice, Estate Planning, Estate, Collection
Status:  In Good Standing           Licensed:  32 Years
CONTACT
Energy, IL 62933
Profile LAWPOINTS™24/100
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David Bartelsmeyer

Federal Appellate Practice, Estate Planning, Estate, Collection
Status:  In Good Standing           Licensed:  32 Years
CONTACT
Energy, IL 62933
Profile LAWPOINTS™24/100
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Sarah Jeanne Taylor

Eminent Domain, Estate Planning, Civil Rights, Credit & Debt
Status:  In Good Standing           
CONTACT
100 N Illinois Ave, Carbondale, IL 62901
Profile LAWPOINTS™34/100
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Michael Twomey

Mediation, Banking & Finance, Credit & Debt, Collection
Status:  In Good Standing           
CONTACT
100 N Illinois Ave, Carbondale, IL 62902
Profile LAWPOINTS™34/100
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Sarah L. Taylor

Estate Planning, Civil Rights, Credit & Debt, Collection
Status:  In Good Standing           
CONTACT
100 N Illinois Ave, Carbondale, IL 62901
Profile LAWPOINTS™34/100
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Lawyer.com can help you easily and quickly find Belknap Bankruptcy & Debt Lawyers and Belknap Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)
Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT FILE

See credit report.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FCBA

See Fair Credit Billing Act.

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