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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Aubrey Anne Seffernick

Litigation, Indians & Native Populations, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

934 S Garfield Rd, Airway Heights, WA 99001

Scott Dean Meyer

Corporate, International Other, Employment Discrimination, Consumer Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

1603 S Garfield Rd, Airway Heights, WA 99001

Karen Stone

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 75 Years

CONTACT

5109 S 297Th Pl, Auburn, WA 98001

Laura A Mcgreal

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 32 Years

CONTACT

911 Hildebrand Ln Ne, Bainbridge Island, WA 98110

Julie Ann Booth

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 74 Years

CONTACT

307 Tahuyeh Pl W, Bremerton, WA 98312

Cora Jean Verge

Land Use & Zoning, Communication & Media Law, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

345 NW Pacific Ave, Chehalis, WA 98532

John Pierce

Federal, Civil Rights, Contract, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Cheney, WA 99004

Julie A Eyler

Commercial Bankruptcy, Commercial Real Estate, Federal, Real Estate

Status: Deceased Licensed: 88 Years

CONTACT

801 W Fairview St, Colfax, WA 99111

Eileen M. Tague

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 71 Years

CONTACT

Colfax, WA 99111

Timothy Swartout

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Deceased Licensed: 116 Years

CONTACT

Colfax, WA 99111

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Belmont Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Aubrey Anne Seffernick

Scott Dean Meyer

Karen Stone

Laura A Mcgreal

Julie Ann Booth

Cora Jean Verge

John Pierce

Julie A Eyler

Eileen M. Tague

Timothy Swartout

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DISPOSABLE INCOME

LIABILITY

ACCORD AND SATISFACTION

DEBIT CARD

FORBEARANCE

HOUSEHOLDER

LIEN

SECRET WARRANTY PROGRAM

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