Benton City Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Justine Theresa Koehle

✓ VERIFIED

Bankruptcy & Debt, Real Estate, Lawsuit & Dispute, Personal Injury, Construction

Justine grew up in the small farming town of Woodland, California. She stayed in the area for college, graduating from the University of California, D... (more)

CONTACT

509-736-1330

2415 West Falls Ave, Kennewick, WA 99336

Sharon Raye Brown

Construction, Federal, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

Richland, WA 99352

Rachel M Woodard

Landlord-Tenant, Estate Planning, Contract, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

1025 Jadwin Ave, Richland, WA 99352

Derek Ray Johnson

Corporate, International Tax, Estate Planning, Commercial Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

503 Knight St, Richland, WA 99352

Jessica L Parsons-Blankenship

Commercial Real Estate, Land Use & Zoning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

2463 Morency Drive, Richland, WA 99352

Brian Robert Ragen

Land Use & Zoning, Business & Trade, Municipal, Commercial Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

Richland, WA 99352

Paul Loomis Hendrickson

Bankruptcy & Debt, Accident & Injury

Status: Inactive Licensed: 53 Years

CONTACT

Richland, WA 99352

Melvin Nolan Hatcher

Federal, Contract, Administrative Law, Commercial Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

733 Summit St, Richland, WA 99352

Eric W Ferguson

Administrative Law, Bankruptcy, Labor Law, Civil Rights

Status: In Good Standing Licensed: 17 Years

CONTACT

1950 Keene Road, Kennewick, WA 99336

Jan Robert Armstrong

Estate Planning, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

660 Swift Blvd, Richland, WA 99352

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CCCS

See Consumer Credit Counseling Service.

FDCPA

See Fair Debt Collections & Practices Act.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

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Benton City Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Justine Theresa Koehle

Sharon Raye Brown

Rachel M Woodard

Derek Ray Johnson

Jessica L Parsons-Blankenship

Brian Robert Ragen

Paul Loomis Hendrickson

Melvin Nolan Hatcher

Eric W Ferguson

Jan Robert Armstrong

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LEGAL TERMS

COLLATERAL

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

REAFFIRMATION

PRIORITY DEBT

CREDIT INSURANCE

INTEREST

CCCS

FDCPA

SOLE PROPRIETORSHIP

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