Berino Bankruptcy & Debt Lawyer, New Mexico

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Jon Litty
About | Practice Areas
Litty Law Group, P.C.
500 Marquette Ave NW Suite 1200 Albuquerque, NM 87102» view map
Bankruptcy & Debt and Immigration Law
Albuquerque’s Attorney

I’m Jon Litty and I’m here to serve you, Albuquerque! I will fight to get you what you rightfully deserve.

505-862-5061
1. Jon Litty Albuquerque, NM
  Attorney at Law- NM
  Thomas Jefferson School of Law, J.D. 2015
2. AboutLitty Law Group, P.C.
  Albuquerque’s Attorney
3. Practice AreasExpertise
  Bankruptcy & Debt
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Melissa-Rose A Stafford

General Practice

Status: In Good Standing Licensed: 13 Years

CONTACT

26 Mcgregor Range Road, Anthony, NM 88081

Gerald Joe Smith

Family Law, Elder Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 69 Years

CONTACT

Anthony, NM 88021

Karina Rocha

Civil Rights, Bankruptcy

Status: In Good Standing

CONTACT

600 Montana Ave, Las Cruces, NM 88001

Michael Noah Prinz

Federal Trial Practice, Employee Rights, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

845 N Motel Blvd, Las Cruces, NM 88007

Bryan M. Gelecki

Credit & Debt

Status: In Good Standing

CONTACT

110 Calle De Alegra, Las Cruces, NM 88005

Robert Lara

Corporate, Bankruptcy, Personal Injury, Employee Rights

Status: In Good Standing

CONTACT

201 W Picacho Ave, Las Cruces, NM 88005

Mick I. R. Gutierrez

Employee Rights, Civil Rights, Administrative Law, Bankruptcy

Status: In Good Standing

CONTACT

600 Montana Ave, Las Cruces, NM 88001

Carlos E. Ruvalcaba-Trejo

Credit & Debt, Bankruptcy, Consumer Bankruptcy, Immigration

Status: In Good Standing

CONTACT

845 N Motel Blvd, Las Cruces, NM 88007

Karl Rysted

Landlord-Tenant, Credit & Debt, Family Law, Bankruptcy

Status: In Good Standing

CONTACT

Las Cruces, NM 88003

Kathleen Black Reynolds

Family Law, Divorce, DUI-DWI, Collection

Status: In Good Standing

CONTACT

2515 Pagosa Hills Ave, Las Cruces, NM 88011

800-923-0641

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800-943-8690

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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Berino Bankruptcy & Debt Lawyer, New Mexico

Sponsored Law Firm

Litty Law Group, P.C.

SPONSORED LAWYERS

Melissa-Rose A Stafford

Gerald Joe Smith

Karina Rocha

Michael Noah Prinz

Bryan M. Gelecki

Robert Lara

Mick I. R. Gutierrez

Carlos E. Ruvalcaba-Trejo

Karl Rysted

Kathleen Black Reynolds

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

SECURED DEBT

DEBT COLLECTOR

FRATERNAL BENEFIT SOCIETY BENEFITS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

PRESUMED ABUSE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

MEETING OF CREDITORS

ADMINISTRATIVE EXPENSES

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