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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Joseph A. Arabbo

Dispute Resolution, International, Agriculture, Consumer Bankruptcy

Status: In Good Standing Licensed: 9 Years

CONTACT

17445 W 10 Mile Rd, Southfield, MI 48075

Nicholas Carlos Best

Aviation, Deportation, Federal Appellate Practice, Collection

Status: In Good Standing

CONTACT

26711 Woodward Ave, Huntington Woods, MI 48070

Edwin H. Selwocki

Traffic, Litigation, Collection, Personal Injury

Status: In Good Standing Licensed: 28 Years

CONTACT

1619 Cole St, Birmingham, MI 48009

David M. Kramer

Criminal, Consumer Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

25892 Woodward Ave, Royal Oak, MI 48067

Amanda A. Page

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

306 S Washington Ave, Royal Oak, MI 48067

David E. Tovarez

Litigation, Divorce, Civil & Human Rights, Consumer Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

333 W 7Th St, Royal Oak, MI 48067

Shirley L. Horn

Workout, Reorganization, Bankruptcy, Bankruptcy & Debt, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

25600 Woodward Ave, Royal Oak, MI 48067

Erica Cicchelli

Social Security, Family Law, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

15900 W 10 Mile Rd, Southfield, MI 48075

Thomas C. Leduc

Consumer Rights, Business, Consumer Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

Royal Oak, MI 48068

Cary S. Mcgehee

Class Action, Civil Rights, Contract, Collection

Status: In Good Standing Licensed: 36 Years

CONTACT

117 W 4Th St, Royal Oak, MI 48067

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Berkley Bankruptcy & Debt Lawyer, Michigan, page 5

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Joseph A. Arabbo

Nicholas Carlos Best

Edwin H. Selwocki

David M. Kramer

Amanda A. Page

David E. Tovarez

Shirley L. Horn

Erica Cicchelli

Thomas C. Leduc

Cary S. Mcgehee

TIPS

LEGAL TERMS

CREDIT BUREAU

NONPROFIT CORPORATION

CREDIT REPORT

MEETING OF CREDITORS

CYBERSQUATTING

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GARNISHMENT

LOSS DAMAGE WAIVER (LDW)

COLLECTION AGENCY

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