Bibb County, GA Bankruptcy & Debt Lawyers

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Alexander Sanders
About | Practice Areas
Kelley, Lovett, Blakey & Sanders
577 Mulberry Street Suite 1515 Macon, GA 31201Â» view map
Bankruptcy & Debt Law
Helping Georgia Get a Fresh Start

Our team is committed to giving you individual attention, and we will keep you informed each step of the way as well as treat you with dignity and respect.

800-908-6480
1. Alexander Sanders Macon, GA
  Attorney at Law- GA, 2006
  Walter F. George School of Law, J.D.
2. AboutKelley, Lovett, Blakey & Sanders
  Helping Georgia Get a Fresh Start
3. Practice AreasExpertise
  Accident & Injury
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John Flanders Kennedy

Litigation, Corporate, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

577 Mulberry Street, Macon, GA 31201

Alex D. Sanders

Bankruptcy & Debt, Credit & Debt

Status: In Good Standing Licensed: 18 Years

FREE CONSULTATION

CONTACT

577 Mulberry Street, Macon, GA 31201

Bradley G. Pyles

Estate Planning, Employment Discrimination, Americans with Disabilities Act , Collection

Status: In Good Standing Licensed: 31 Years

CONTACT

Macon, GA 31202

George O. Haskell

Consumer Bankruptcy, Bankruptcy, Car Accident, Animal Bite

Status: In Good Standing Licensed: 22 Years

CONTACT

3985 Arkwright Road, Macon, GA 31210

Blake Edwin Lisenby

Real Estate, Litigation, Business, Bankruptcy

Status: In Good Standing

CONTACT

577 Mulberry Street, Macon, GA 31201

Gregory Daniel Taylor

Agriculture, Federal Appellate Practice, Business, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

577 Mulberry St, Macon, GA 31201

Gregory Daniel Taylor

Traffic, Health Care Other, Consumer Protection, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

577 Mulberry St, Macon, GA 31201

Matthew Stewart Cathey

Construction, Immigration, Business, Commercial Bankruptcy, Medical Malpractice

Status: In Good Standing

CONTACT

577 Mulberry Street, Macon, GA 31201

Christopher William Terry

Mediation, Business & Trade, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

348 Cotton Avenue, Macon, GA 31201

Ward Stone

Mediation, Wrongful Termination, Business & Trade, Business, Bankruptcy

Status: In Good Standing

CONTACT

577 Mulberry Street, Macon, GA 31201

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

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Bibb County, GA Bankruptcy & Debt Lawyers

Sponsored Law Firm

Kelley, Lovett, Blakey & Sanders

SPONSORED LAWYERS

John Flanders Kennedy

Alex D. Sanders

Bradley G. Pyles

George O. Haskell

Blake Edwin Lisenby

Gregory Daniel Taylor

Gregory Daniel Taylor

Matthew Stewart Cathey

Christopher William Terry

Ward Stone

TIPS

LEGAL TERMS

INTEREST

TRADE DRESS

ABUSE

S CORPORATION

PREFERENCE

CREDIT BUREAU

UNDUE HARDSHIP

REDEMPTION

DEFINED CONTRIBUTION PLAN

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