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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Carolyn Darlene Jansons

Divorce, Civil Rights, Corporate, Collection

Status: In Good Standing

CONTACT

111 Flinn Street, Batavia, IL 60510

Roman Joseph Seckel

Divorce, Civil Rights, Corporate, Collection

Status: In Good Standing

CONTACT

111 Flinn St, Batavia, IL 60510

Carolyn Jansons

Divorce, Civil Rights, Corporate, Collection

Status: In Good Standing

CONTACT

111 Flinn Street, Batavia, IL 60510

Lincoln Michael King

Litigation, Civil Rights, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

2631 Ginger Woods Parkway, Aurora, IL 60502

C. John Ruddy

Insurance, Bankruptcy, Workers' Compensation, Divorce

Status: In Good Standing

CONTACT

2631 Ginger Woods Parkway, Aurora, IL 60502

Lincoln King

Litigation, Civil Rights, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

2631 Ginger Woods Parkway, Aurora, IL 60502

Clarence Ruddy

Litigation, Family Law, Divorce, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

2631 Ginger Woods Pkwy, Aurora, IL 60502

Clarence John Ruddy

Litigation, Family Law, Divorce, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

2631 Ginger Woods Pkwy, Aurora, IL 60502

Marios Nicholas Karayannis

Workers' Compensation, Insurance, Collection, Medical Malpractice, Civil Rights

Status: In Good Standing

CONTACT

10 W. State Street, Geneva, IL 60134

Marios Karayannis

Workers' Compensation, Civil Rights, Insurance, Collection, Medical Malpractice

Status: In Good Standing

CONTACT

10 W State St, Geneva, IL 60134

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

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Big Rock Bankruptcy & Debt Lawyer, Illinois, page 4

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Carolyn Darlene Jansons

Roman Joseph Seckel

Carolyn Jansons

Lincoln Michael King

C. John Ruddy

Lincoln King

Clarence Ruddy

Clarence John Ruddy

Marios Nicholas Karayannis

Marios Karayannis

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LEGAL TERMS

COSIGNER

DOING BUSINESS AS (DBA)

GUARANTOR

GARNISHMENT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

LIMITED PARTNERSHIP

SUBROGATION

DISCHARGE (OF DEBTS)

LIABILITY

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