Biloxi Bankruptcy Lawyer, Mississippi

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Patrick A. Sheehan
About | Practice Areas
Sheehan & Ramsey, PLLC
429 Porter Avenue Ocean Springs, MS 39564» view map
Bankruptcy
Powerful Legal Solutions

Bankruptcy is not for everyone, but it is a powerful tool to escape debt. Our attorneys will evaluate your situation at no cost to you and determine what options are available to you.

800-941-9210
1. Patrick Sheehan Ocean Springs, MS
  Attorney at Law - MS, 1979
  Loyola University J.D. 1976
2. AboutSheehan & Ramsey, PLLC
  Powerful Legal Solutions
3. Practice AreasExpertise
  Bankruptcy
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Rita Nahlik Silin

✓ VERIFIED

Divorce & Family Law, Child Custody, Bankruptcy, Adoption, Paternity

At Silin Law Firm PLLC in Ocean Springs, you will find an attorney with a thorough knowledge of the laws and the courts, along with empathy and honest... (more)

CONTACT

800-733-9501

1147 Robinson Street, Ocean Springs, MS 39564

Nicholas Van Wiser

Construction, Corporate, Collection, Bankruptcy

Status: In Good Standing

CONTACT

145 Main Street, Biloxi, MS 39530

William A. Pate

Alimony & Spousal Support, Child Support, Adoption, Consumer Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

2017 20th Avenue, Gulfport, MS 39501

Robert Alan Byrd

Income Tax, Litigation, Pharmaceutical Product, Corporate, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

Biloxi, MS 39533

Russell Scott Manning

Income Tax, Child Custody, Credit & Debt, Commercial Bankruptcy

Status: In Good Standing

CONTACT

145 Main St, Biloxi, MS 39533

William Pate

Traffic, Divorce & Family Law, Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

2017 20Th Ave, Gulfport, MS 39501

David L. Lord

Workers' Compensation, Divorce, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

1819 24th Ave, Gulfport, MS 39501

Billy Edward Stage

Criminal, Bankruptcy, Family Law

Status: In Good Standing Licensed: 13 Years

CONTACT

Gulfport, MS 39502

800-923-0641

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SAMPLE LEGAL CASES

EMC Mortg. Corp. v. Carmichael

... DICKINSON, Justice, for the Court. Â¶ 1. Bettye C. Carmichael's fraud claim against her mortgagor was dismissed in the mortgagor's bankruptcy, and the mortgagor's assets (including the plaintiff's mortgage) were sold to a successor in interest. ...

Copiah County v. Oliver

... 206 Â¶ 2. Nancy Oliver filed for Chapter 7 bankruptcy, which she later converted to Chapter 13. After the bankruptcy court had confirmed her Chapter 13 payment plan, Oliver filed this personal-injury suit against Copiah County. ...

Ruff v. Estate of Ruff

... Ruff defaulted on payments under the original loan agreement, a subsequent bankruptcy consent order, and a later consent order entered in the chancery court. ... 4. On February 4, 2004, one day before the scheduled foreclosure on the farm, Ruff filed for bankruptcy. ...

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Biloxi Bankruptcy Lawyer, Mississippi

Sponsored Law Firm

Sheehan & Ramsey, PLLC

SPONSORED LAWYERS

Rita Nahlik Silin

Nicholas Van Wiser

William A. Pate

Robert Alan Byrd

Russell Scott Manning

William Pate

David L. Lord

Billy Edward Stage

TIPS

LEGAL TERMS

DISCHARGE (OF DEBTS)

REAFFIRMATION

SECURED DEBT

IRS EXPENSES

TOXIC TORT

S CORPORATION

LOSS DAMAGE WAIVER (LDW)

BULK SALES LAW

ACCORD AND SATISFACTION

SAMPLE LEGAL CASES

EMC Mortg. Corp. v. Carmichael

Copiah County v. Oliver

Ruff v. Estate of Ruff

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