Bladensburg Bankruptcy & Debt Lawyer, Ohio

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Harlow Hoover Walker

Estate, Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

120 1/2 E High St, Mount Vernon, OH 43050

Rodney Alan Nelson

Litigation, Communication & Media Law, Public Schools, Collection, Bankruptcy

Status: In Good Standing

CONTACT

36 N 2Nd St, Newark, OH 43058

Mary Margaret Albright

Real Estate, Estate, Corporate, Commercial Bankruptcy

Status: In Good Standing

CONTACT

36 N 2Nd St, Newark, OH 43058

Lee Douglas Heckman

Estate Planning, Estate, Business, Reorganization

Status: In Good Standing

CONTACT

36 N 2Nd St, Newark, OH 43058

Carolyn Jean Carnes

Litigation, Federal Appellate Practice, Family Law, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

20 S 2Nd St, Newark, OH 43055

Robert Bruce Handelman

Real Estate, Elder Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 49 Years

CONTACT

29 S Park Pl, Newark, OH 43055

Jetta Lynn Mencer

Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

1 S Park Pl, Newark, OH 43055

Richard Paul Wright

Federal Appellate Practice, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 38 Years

CONTACT

75 E Main St, Newark, OH 43055

Jennifer L. Amos

Family Law, Custody & Visitation, Dissolution, Divorce

Status: Inactive Licensed: 29 Years

CONTACT

35 S Park Pl, Newark, OH 43055

Adam Kane Vernau

Energy, Public Utilities, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

1288 Brittney Hills Dr, Newark, OH 43055

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Bladensburg Bankruptcy & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Harlow Hoover Walker

Rodney Alan Nelson

Mary Margaret Albright

Lee Douglas Heckman

Carolyn Jean Carnes

Robert Bruce Handelman

Jetta Lynn Mencer

Richard Paul Wright

Jennifer L. Amos

Adam Kane Vernau

TIPS

LEGAL TERMS

PRESUMED ABUSE

MEETING OF CREDITORS

CREDIT COUNSELING

FORBEARANCE

CREDITOR

GUARANTEED RESERVATION

CHAPTER 13 BANKRUPTCY

SETOFF

FAIR CREDIT REPORTING ACT (FCRA)

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