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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Yvonne Lee Randazzo

Litigation, Divorce, DUI-DWI, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

120 4Th Ave, Bay Shore, NY 11706

Nathalie C Rodriguez

Commercial Real Estate, Immigration, Bankruptcy

Status: In Good Standing Licensed: 8 Years

CONTACT

53 Gibson St, Bay Shore, NY 11706

Shawn A. Spielberg

Other, Traffic, Government, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

53 Gibson St, Bay Shore, NY 11706

Raymond Charles Baierlein

Commercial Real Estate, Litigation, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

85 W Main St, Bay Shore, NY 11706

Alan Michael Schlissel

Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

85 W Main St, Bay Shore, NY 11706

Karen Marie Sheehan

Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

53 Gibson St, Bay Shore, NY 11706

Lisa Kim Gordon

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

53 Gibson St, Bay Shore, NY 11706

Dennis Francis Dowd

Family Law, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

671 Montauk Hwy, Bayport, NY 11705

Vincent Cuocci

Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

870 Montauk Highway, Bayport, NY 11705

Edmond Robert Foy

Litigation, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

80 Orville Dr, Bohemia, NY 11716

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

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Bohemia Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Yvonne Lee Randazzo

Nathalie C Rodriguez

Shawn A. Spielberg

Raymond Charles Baierlein

Alan Michael Schlissel

Karen Marie Sheehan

Lisa Kim Gordon

Dennis Francis Dowd

Vincent Cuocci

Edmond Robert Foy

TIPS

LEGAL TERMS

REAFFIRMATION

SECURED DEBT

PRIORITY DEBT

CHAPTER 13 PLAN

NO-FAULT INSURANCE

AUTOMATIC STAY

LOSS DAMAGE WAIVER (LDW)

UNSECURED DEBT

BULK SALES LAW

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