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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Laurence Frederick Haines

Employee Rights, Contract, Credit & Debt, Personal Injury, Elder Law

Status: In Good Standing

CONTACT

30916 Lilac Rd, Valley Center, CA 92082

David Walter Floren

Trusts, Employee Rights, Administrative Law, Credit & Debt

Status: Inactive Licensed: 22 Years

CONTACT

2808 Catalina Heights Way, Vista, CA 92084

Kevin M. Furgal

Government Contract, Employee Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 9 Years

CONTACT

1734 Mount Way, Vista, CA 92081

Jeffrey Daniel Larkin

Landlord-Tenant, Real Estate, Lawsuit & Dispute, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

5927 Balfour Ct, Carlsbad, CA 92008

Michael Earl Rohde

Credit & Debt, Elder Law, Oil & Gas, Litigation

Status: Inactive Licensed: 61 Years

CONTACT

663 S Rancho Santa Fe Rd, San Marcos, CA 92078

Arthur Donaldson Hodge

Land Use & Zoning, Constitutional Law, Corporate, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

701 Palomar Airport Rd, Carlsbad, CA 92011

Adrian Michael Kulinski

Workers' Compensation, Corporate, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 23 Years

CONTACT

2061 Wineridge Pl, Escondido, CA 92029

Robert Michael Kovalsky

Corporate, Litigation, Credit & Debt, Federal Appellate Practice

Status: In Good Standing Licensed: 38 Years

CONTACT

4405 Manchester Avenue, Encinitas, CA 92024

Michael Dennis Iverson

Elder Law, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 18 Years

CONTACT

38975 Sky Canyon Dr, Murrieta, CA 92563

Ronald Bertrand Coulombe

Litigation, Corporate, Credit & Debt, Legal Malpractice

Status: In Good Standing Licensed: 45 Years

CONTACT

8044 Auberge Cir, San Diego, CA 92127

800-923-0641

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Bonsall Credit & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Laurence Frederick Haines

David Walter Floren

Kevin M. Furgal

Jeffrey Daniel Larkin

Michael Earl Rohde

Arthur Donaldson Hodge

Adrian Michael Kulinski

Robert Michael Kovalsky

Michael Dennis Iverson

Ronald Bertrand Coulombe

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

PRIORITY DEBT

GARNISHMENT

LIMITED PARTNERSHIP

DISCHARGEABLE DEBTS

CHAPTER 13 PLAN

CREDIT COUNSELING

FRATERNAL BENEFIT SOCIETY BENEFITS

DISCHARGE (OF DEBTS)

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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