Boone County, IL Bankruptcy & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Boone Bankruptcy & Debt lawyer.
Below are all Boone lawyers.

Charles Sewell

Divorce & Family Law, Real Estate, Bankruptcy, Estate, Criminal

Status: In Good Standing Licensed: 51 Years

FREE CONSULTATION

CONTACT

215 S State St, Belvidere, IL 61008

Natalie Hyser Barber

Real Estate, Employee Rights, Employment, Civil Rights

Status: In Good Standing Licensed: 15 Years

CONTACT

530 S State St, Belvidere, IL 61008

Lois Cannell Ramon

Real Estate, Federal Appellate Practice, Estate, Divorce & Family Law

Status: In Good Standing Licensed: 50 Years

CONTACT

530 S State St, Belvidere, IL 61008

Deborah Loos

Federal Appellate Practice, Trusts, Child Custody, Elder Law

Status: In Good Standing Licensed: 34 Years

CONTACT

130 S State St, Belvidere, IL 61008

Lois Ramon

Real Estate, Federal Appellate Practice, Estate, Divorce & Family Law

Status: In Good Standing Licensed: 50 Years

CONTACT

530 S State St, Belvidere, IL 61008

Deborah Sue Loos

Federal Appellate Practice, Trusts, Child Custody, Elder Law

Status: In Good Standing Licensed: 34 Years

CONTACT

130 S State St, Belvidere, IL 61008

John Henry Maville

Real Estate, Family Law, Divorce, Divorce & Family Law

Status: In Good Standing Licensed: 57 Years

CONTACT

600 S State St, Belvidere, IL 61008

Michael Steven Drella

Municipal, Criminal, Civil Rights

Status: In Good Standing Licensed: 28 Years

CONTACT

401 Whitney Blvd, Belvidere, IL 61008

David Towns

Other, Federal Appellate Practice, Government, Criminal

Status: In Good Standing Licensed: 47 Years

CONTACT

130 S State St, Belvidere, IL 61008

Russell John Luchtenburg

General Practice

Status: In Good Standing Licensed: 41 Years

CONTACT

130 S State St, Belvidere, IL 61008

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CREDIT FILE

See credit report.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

COLLATERAL

Property that guarantees payment of a secured debt.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Boone County, IL Bankruptcy & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Charles Sewell

Natalie Hyser Barber

Lois Cannell Ramon

Deborah Loos

Lois Ramon

Deborah Sue Loos

John Henry Maville

Michael Steven Drella

David Towns

Russell John Luchtenburg

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

CREDIT FILE

PREFERENCE

COLLATERAL

SUBROGATION

IRS EXPENSES

DEBIT CARD

FRAUDULENT TRANSFER

SECRET WARRANTY PROGRAM

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