Boone County, KY Reorganization Lawyers

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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William J. Kathman

Lawsuit & Dispute, Wrongful Death, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

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226 Main Street, Florence, KY 41042

Jonathan Mark Bruce

Traffic, White Collar Crime, DUI-DWI, Criminal, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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71 Cavalier Boulevard, Florence, KY 41042

Shea W. Conley

Construction, Transportation & Shipping, Employment, Professional Malpractice

Status: In Good Standing

CONTACT

7426 US 42, Florence, KY 41042

Edward Michael Zerhusen

General Practice

Status: In Good Standing

CONTACT

9800 E Bend Rd, Burlington, KY 41005

Robert Devin Hudson

Other, Labor Law, Employment, Business

Status: In Good Standing

CONTACT

7310 Turfway Rd, Florence, KY 41042

Louis Kelly

State & Local Agencies, Elder Law, Criminal

Status: In Good Standing

CONTACT

1225 Nappa Ridge Ct, Union, KY 41091

Roger Newman Braden

Litigation, Health Care Other, Civil Rights, Civil & Human Rights

Status: In Good Standing

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7000 Houston Rd, Florence, KY 41042

Patrick John Monohan

Family Law, Administrative Law, Credit & Debt, Medical Malpractice

Status: In Good Standing

CONTACT

7711 Ewing Blvd, Florence, KY 41042

Edward Sheehan Monohan

Divorce & Family Law, Bankruptcy, Labor Law, Elder Law

Status: In Good Standing

CONTACT

7711 Ewing Blvd, Florence, KY 41022

Donald W. Aaron

Estate, Divorce & Family Law, Criminal, Accident & Injury

Status: In Good Standing

CONTACT

6900 Houston Road, Florence, KY 41042

800-923-0641

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

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Boone County, KY Reorganization Lawyers

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

William J. Kathman

Jonathan Mark Bruce

Shea W. Conley

Edward Michael Zerhusen

Robert Devin Hudson

Louis Kelly

Roger Newman Braden

Patrick John Monohan

Edward Sheehan Monohan

Donald W. Aaron

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LEGAL TERMS

NUISANCE FEES

ABUSE

IRS EXPENSES

ADMINISTRATIVE EXPENSES

COSIGNER

INTEREST

WINDING UP

NONDISCHARGEABLE DEBTS

REDEMPTION

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