Boyle County, KY Reorganization Lawyers

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Matthew Robb Walter

Criminal, Accident & Injury, Divorce & Family Law, Estate

Status: In Good Standing

CONTACT

432 West Main Street, Danville, KY 40422

Daniel Wayne Hurst

Lawsuit & Dispute, Trucking, Slip & Fall Accident, Personal Injury

Status: In Good Standing

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119 East Main St, Danville, KY 40422

Rebecca Anne Hurst

Estate, Criminal, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

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119 East Main St, Danville, KY 40422

Wanda Mcclure Dry

Accident & Injury, Mediation, Civil Rights, Medical Malpractice

Status: In Good Standing Licensed: 22 Years

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Danville, KY 40423

Adam Clayton Miller

Domestic Violence & Neglect, Divorce, DUI-DWI, Criminal

Status: In Good Standing

CONTACT

Danville, KY 40423

Deedra Lee Benthall

Criminal, Divorce & Family Law, Accident & Injury, Child Custody

Status: In Good Standing

CONTACT

1096 Argyll Drive, Danville, KY 40422

Wanda McClure Dry

Mediation, Dispute Resolution, Civil Rights, Medical Malpractice

Status: In Good Standing

CONTACT

Danville, KY 40423

Stephen Abell Dexter

Real Estate

Status: In Good Standing

CONTACT

114 South 4Th Street, Danville, KY 40422

Brian David Bailey

Lawsuit & Dispute, Family Law, Criminal, Animal Bite, Child Custody

Status: In Good Standing

CONTACT

Danville, KY 40423

Ephraim Woods Helton

Government, Family Law, Divorce & Family Law, Criminal

Status: In Good Standing

CONTACT

Danville, KY 40423

800-923-0641

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LEGAL TERMS

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FCRA

See Fair Credit Reporting Act.

FCBA

See Fair Credit Billing Act.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Boyle County, KY Reorganization Lawyers

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Matthew Robb Walter

Daniel Wayne Hurst

Rebecca Anne Hurst

Wanda Mcclure Dry

Adam Clayton Miller

Deedra Lee Benthall

Wanda McClure Dry

Stephen Abell Dexter

Brian David Bailey

Ephraim Woods Helton

TIPS

LEGAL TERMS

LIABILITY

REAFFIRMATION

SOLE PROPRIETORSHIP

DEFINED CONTRIBUTION PLAN

FCRA

FCBA

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

BANKRUPTCY

WORKOUT

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