Bristol County, MA Bankruptcy & Debt Lawyers

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Joseph Francisco Botelho

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Bankruptcy & Debt, Immigration, Criminal, Estate, Divorce & Family Law

At the Botelho Law Group we have different attorneys, with different specializations; to help your case is individual needs. When choosing a lawyer or... (more)

FREE CONSULTATION

CONTACT

800-494-0260

901 Eastern Ave, Fall River, MA 02723

Jonathan R. Harris

Real Estate, Workers' Compensation, Banking & Finance, Bankruptcy

Status: In Good Standing

CONTACT

12 Taunton Green, Taunton, MA 02780

Robert S. Simonian

Bankruptcy & Debt, Wills & Probate, Foreclosure, Estate, Consumer Bankruptcy

Status: In Good Standing Licensed: 28 Years

FREE CONSULTATION

CONTACT

155 N. Main Street, Fall River, MA 02720

Michael J. Duggan

Divorce & Family Law, Criminal, Estate, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

17 Jay Street, Attleboro Falls, MA 02763

Kathleen Horan McLean

Family Law, Accident & Injury, Bankruptcy & Debt, Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

17 Orchard Street, New Bedford, MA 02740

Michelle M Gagne-McAulay

Divorce & Family Law, Juvenile Law, Bankruptcy, Car Accident

Status: In Good Standing Licensed: 23 Years

FREE CONSULTATION

CONTACT

386 High Street, Fall River, MA 02720

Edward Russell Molari

DUI-DWI, Criminal, Contract, Collection

Status: In Good Standing

CONTACT

10 South Main Street, Attleboro, MA 02703

Stephanie Sousa

Family Law, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

859 Washington Street, South Easton, MA 02375

Amy S. Mello

Litigation, Guardianships & Conservatorships, Commercial Bankruptcy

Status: In Good Standing

CONTACT

388 County Street, New Bedford, MA 02740

Robert S. Simonian

Foreclosure, Mediation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

155 North Main Street, Fall River, MA 02720

800-923-0641

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LEGAL TERMS

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FDCPA

See Fair Debt Collections & Practices Act.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Bristol County, MA Bankruptcy & Debt Lawyers

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Joseph Francisco Botelho

Jonathan R. Harris

Robert S. Simonian

Michael J. Duggan

Kathleen Horan McLean

Michelle M Gagne-McAulay

Edward Russell Molari

Stephanie Sousa

Amy S. Mello

Robert S. Simonian

TIPS

LEGAL TERMS

NONDISCHARGEABLE DEBTS

FAIR CREDIT BILLING ACT (FCBA)

MEETING OF CREDITORS

WINDING UP

FDCPA

CREDIT INSURANCE

GUARANTOR

ABUSE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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