Brookport Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Mark Hunter

Traffic, Workers' Compensation, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 41 Years

CONTACT

415 E 5Th St, Metropolis, IL 62960

Mark Clay Hunter

Traffic, Transportation & Shipping, Family Law, Criminal

Status: In Good Standing Licensed: 41 Years

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415 E 5Th St, Metropolis, IL 62960

Diana Kay Douglas

Commercial Real Estate, Federal Appellate Practice, Securities, Corporate

Status: In Good Standing

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615 Ferry St, Metropolis, IL 62960

Rick W. Abell

General Practice

Status: In Good Standing Licensed: 56 Years

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821 Ferry St, Metropolis, IL 62960

Cord Zachary Wittig

Estate Planning, Workers' Compensation, Civil Rights, Products Liability

Status: In Good Standing Licensed: 17 Years

CONTACT

110 W. 5Th Street, Metropolis, IL 62960

Steven Wray Walters

General Practice

Status: In Good Standing

CONTACT

8 Grace Dr, Metropolis, IL 62960

Steven Wray Walters

General Practice

Status: In Good Standing

CONTACT

8 Grace Dr, Metropolis, IL 62960

Steven Walters

General Practice

Status: In Good Standing

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8 Grace Dr, Metropolis, IL 62960

Cord Wittig

Divorce & Family Law, Criminal, Civil Rights, Business & Trade

Status: In Good Standing Licensed: 17 Years

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110 W. 5Th Street, Metropolis, IL 62960

Leslie J. Peters

Federal Appellate Practice, Family Law, Divorce, Divorce & Family Law

Status: In Good Standing Licensed: 31 Years

CONTACT

Metropolis, IL 62960

800-923-0641

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Brookport Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Mark Hunter

Mark Clay Hunter

Diana Kay Douglas

Rick W. Abell

Cord Zachary Wittig

Steven Wray Walters

Steven Wray Walters

Steven Walters

Cord Wittig

Leslie J. Peters

TIPS

LEGAL TERMS

GARNISHMENT

BULK SALES LAW

LOSS DAMAGE WAIVER (LDW)

CREDIT COUNSELING

IRS EXPENSES

GUARANTEED RESERVATION

ADMINISTRATIVE EXPENSES

UNSECURED DEBT

NUISANCE FEES

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