Brownstown Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Jennifer Lee White

Wills, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

2200 S 76Th Ave, Yakima, WA 98903

Dennis Jack Ashworth

Bankruptcy

Status: Inactive Licensed: 37 Years

CONTACT

1407 S 32Nd Ave, Yakima, WA 98902

Diana G. Parker

Administrative Law, Traffic, Estate Planning, Commercial Bankruptcy

Status: Inactive Licensed: 38 Years

CONTACT

3480 Birchfield Rd, Moxee, WA 98936

Timothy John Carlson

Foreclosure, Agriculture, Civil Rights, Bankruptcy

Status: In Good Standing

CONTACT

2010 W Nob Hill Blvd, Yakima, WA 98902

Timothy John Carlson

General Practice

Status: In Good Standing

CONTACT

2010 W Nob Hill Blvd, Yakima, WA 98902

Elizabeth Hallock

Federal Appellate Practice, Civil Rights, Administrative Law, Commercial Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

420 S 72Nd Ave, Yakima, WA 98908

Cindy Murray

Commercial Bankruptcy, Real Estate, Commercial Real Estate

Status: Deceased Licensed: 119 Years

CONTACT

3708 W Chestnut Ave, Yakima, WA 98902

David Burton Trujillo

Civil Rights, Contract, Credit & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

3703 W Chestnut Ave, Yakima, WA 98902

Heather A. Shurtleff

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 20 Years

CONTACT

4710 Summitview Ave, Yakima, WA 98908

Metiner George Kimel

International Tax, Business & Trade, Corporate, Collection, Bankruptcy

Status: In Good Standing

CONTACT

205 N 40Th Ave, Yakima, WA 98908

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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Brownstown Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Jennifer Lee White

Dennis Jack Ashworth

Diana G. Parker

Timothy John Carlson

Timothy John Carlson

Elizabeth Hallock

Cindy Murray

David Burton Trujillo

Heather A. Shurtleff

Metiner George Kimel

TIPS

LEGAL TERMS

PREFERENCE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

COSIGNER

FRAUDULENT TRANSFER

CREDIT BUREAU

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SUBROGATION

SECRET WARRANTY PROGRAM

CHAPTER 7 BANKRUPTCY

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