Buckley Credit & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Christopher A. Benson

Estate Planning, Civil Rights, Contract, Credit & Debt

Status: In Good Standing

CONTACT

1814 S 324Th Pl, Auburn, WA 98003

Jonathan H. Zimmerman

International Other, Intellectual Property, Science, Technology & Internet, Credit & Debt

Status: In Good Standing Licensed: 72 Years

CONTACT

33440 1St Way S, Auburn, WA 98003

Christopher Benson

Estate Planning, Civil Rights, Contract, Credit & Debt

Status: In Good Standing

CONTACT

1814 S. 324Th Place, Auburn, WA 98003

Christopher A Benson

Estate Planning, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

1814 S 324Th Pl, Auburn, WA 98003

Maryanne Spence

Commercial Bankruptcy, Commercial Real Estate, Corporate, Credit & Debt

Status: In Good Standing Licensed: 56 Years

CONTACT

1900 Sw Campus Dr, Auburn, WA 98023

Aaron Vanderpol

Workers' Compensation, Collection, Personal Injury, Credit & Debt

Status: In Good Standing Licensed: 8 Years

CONTACT

Auburn, WA 98071

Logan C Benson

Bankruptcy, Estate Planning, Commercial Real Estate, Credit & Debt

Status: In Good Standing Licensed: 2 Years

CONTACT

1814 S 324Th Pl, Auburn, WA 98003

John David Huhs

Commercial Real Estate, Foreclosure, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

5806 119Th Ave Se, Bellevue, WA 98006

Steven Kenneth Linkon

Foreclosure, Criminal, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

1100 Bellevue Way Ne, Bellevue, WA 98004

Russell M Odell

Civil Rights, Contract, Credit & Debt, Malpractice

Status: In Good Standing Licensed: 23 Years

CONTACT

251 153Rd Pl Se, Bellevue, WA 98007

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FCBA

See Fair Credit Billing Act.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Buckley Credit & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Christopher A. Benson

Jonathan H. Zimmerman

Christopher Benson

Christopher A Benson

Maryanne Spence

Aaron Vanderpol

Logan C Benson

John David Huhs

Steven Kenneth Linkon

Russell M Odell

TIPS

LEGAL TERMS

CCCS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SETOFF

FCBA

CHAPTER 13 BANKRUPTCY

TRADE DRESS

GARNISHMENT

ACCORD AND SATISFACTION

ADMINISTRATIVE EXPENSES

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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