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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Metiner George Kimel

International Tax, Business & Trade, Corporate, Collection, Bankruptcy

Status: In Good Standing

CONTACT

205 N 40Th Ave, Yakima, WA 98908

Alma A Zuniga

Family Law, Divorce & Family Law, Consumer Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

311 N 4Th St, Yakima, WA 98901

Michele Besso

Housing & Construction Defects, Real Estate, Employment Discrimination, Consumer Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

311 N 4Th St, Yakima, WA 98901

Robert Stewart Young

Federal, Family Law, Criminal, Collection

Status: In Good Standing Licensed: 45 Years

CONTACT

302 N 3Rd St, Yakima, WA 98901

Jeffrey Robert Simpson

Foreclosure, Estate Planning, Banking & Finance, Collection

Status: In Good Standing Licensed: 46 Years

CONTACT

308 N 2Nd St, Yakima, WA 98901

John Burkland Greene

Antitrust, Commercial Bankruptcy, Corporate, Business & Trade

Status: Inactive Licensed: 57 Years

CONTACT

5112 W Lincoln Ave, Yakima, WA 98908

David Burton Trujillo

Civil Rights, Contract, Credit & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

3703 W Chestnut Ave, Yakima, WA 98902

Dan Gilbreath

Landlord-Tenant, Collection, Litigation, Family Law

Status: Suspended Licensed: 21 Years

CONTACT

316 S 8Th Ave, Yakima, WA 98902

Lauren W. Dobbs

Landlord-Tenant, Business & Trade, Commercial Bankruptcy, Land Use & Zoning

Status: Deceased Licensed: 72 Years

CONTACT

24 N 2Nd St, Yakima, WA 98901

Michele Besso

Housing & Construction Defects, Real Estate, Employment Discrimination, Consumer Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

311 N 4Th St, Yakima, WA 98901

800-923-0641

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Buena Bankruptcy & Debt Lawyer, Washington, page 3

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Metiner George Kimel

Alma A Zuniga

Michele Besso

Robert Stewart Young

Jeffrey Robert Simpson

John Burkland Greene

David Burton Trujillo

Dan Gilbreath

Lauren W. Dobbs

Michele Besso

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

SECRET WARRANTY PROGRAM

DOING BUSINESS AS (DBA)

DEBT COLLECTOR

SUBROGATION

COLLECTION AGENCY

LIEN

WINDING UP

DISPOSABLE INCOME

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