Buffalo Bankruptcy & Debt Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Lewis Lesses Schwartz

Government, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

1231 Delaware Ave, Buffalo, NY 14209

Robert William Godwin

Immigration, Government, Wills & Probate, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

1234 Delaware Avenue, Buffalo, NY 14209

Richard Edmund Stanton

Land Use & Zoning, Health Care, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

415 Franklin St, Buffalo, NY 14202

David Brian Smith

Employee Rights, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 31 Years

CONTACT

475 Delaware Ave, Buffalo, NY 14202

Ethan Brendan Murphy

Employee Rights, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 9 Years

CONTACT

475 Delaware Ave, Buffalo, NY 14202

Michael J. Gallagher

Workers' Compensation, Constitutional Law, Insurance, Bankruptcy, Products Liability

Status: In Good Standing Licensed: 40 Years

CONTACT

665 Main St, Buffalo, NY 14203

William Edward Lawson

Real Estate, Health Care, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 71 Years

CONTACT

730 Convention Tower, Buffalo, NY 14202

Amy J. Vigneron

Family Law, Child Custody, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

343 Elmwood Ave, Buffalo, NY 14222

Heidi I. Jones

Tax, Non-profit, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

115 Elmwood Ave, Buffalo, NY 14201

Jennifer A. Hurley

Real Estate, Lawsuit & Dispute, Child Support, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

390 Elmwood Ave, Buffalo, NY 14222

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Buffalo Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Lewis Lesses Schwartz

Robert William Godwin

Richard Edmund Stanton

David Brian Smith

Ethan Brendan Murphy

Michael J. Gallagher

William Edward Lawson

Amy J. Vigneron

Heidi I. Jones

Jennifer A. Hurley

TIPS

LEGAL TERMS

GRACE PERIOD

ACCORD AND SATISFACTION

INTEREST

CHAPTER 13 PLAN

NONEXEMPT PROPERTY

DISCHARGE (OF DEBTS)

HOUSEHOLDER

AUTOMATIC STAY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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