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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Jennifer Paige Ewers Hurley

Real Estate, Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

390 Elmwood Ave, Buffalo, NY 14222

Tracey Beth Ehlers

Litigation, Commercial Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

40 Fountain Plaza, Buffalo, NY 14202

Erick Daniel Kraemer

Lawsuit & Dispute, Employment, Child Support, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

12 Fountain Plaza, Buffalo, NY 14202

Christina Janelle Kennedy

Litigation, Lawsuit & Dispute, Immigration, Employment, Bankruptcy & Debt

Status: In Good Standing

CONTACT

12 Fountain Plz, Buffalo, NY 14202

Diane M. Ciurczak

Real Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

151 Lancaster Ave, Buffalo, NY 14222

Daniel Edward Wisniewski

Real Estate, Government, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

286 Delaware Ave, Buffalo, NY 14202

Jeffrey Alan Carlino

Real Estate, Lawsuit & Dispute, Insurance, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

233 Franklin St, Buffalo, NY 14202

Jessica Nicole Reich

Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

233 Franklin St, Buffalo, NY 14202

John Patrick Gaughan

Insurance, Bankruptcy & Debt, Products Liability, Personal Injury

Status: In Good Standing Licensed: 24 Years

CONTACT

200 Delaware Ave, Buffalo, NY 14202

Franklin William Heller

Real Estate, Insurance, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 51 Years

CONTACT

200 Delaware Ave, Buffalo, NY 14202

800-923-0641

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LEGAL TERMS

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Buffalo Bankruptcy & Debt Lawyer, New York, page 3

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Jennifer Paige Ewers Hurley

Tracey Beth Ehlers

Erick Daniel Kraemer

Christina Janelle Kennedy

Diane M. Ciurczak

Daniel Edward Wisniewski

Jeffrey Alan Carlino

Jessica Nicole Reich

John Patrick Gaughan

Franklin William Heller

TIPS

LEGAL TERMS

S CORPORATION

GRACE PERIOD

ADMINISTRATIVE EXPENSES

CREDIT BUREAU

INTEREST

DISCHARGEABLE DEBTS

C CORPORATION

FAIR CREDIT BILLING ACT (FCBA)

PRESUMED ABUSE

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