Bulpitt Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Fredric Benson

Administrative Law, Bankruptcy, Business Organization, Contract

Status: In Good Standing

CONTACT

1307 South 7th Street, Springfield, IL 62703

Brian Jay Dees

Alimony & Spousal Support, Adoption, Administrative Law, Bankruptcy

Status: In Good Standing

CONTACT

1035 South Second Street, Springfield, IL 62704

Jarred Rahar

Collection, Child Custody, Divorce, Family Law

Status: In Good Standing

CONTACT

1011 North Webster Street, Taylorville, IL 62568

Brittany Kink Toigo

International Tax, Estate Planning, Divorce, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

6205 Winterberry Ln, Springfield, IL 62712

Salena Rachelle Young

Traffic, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

3717 Kerry Blvd, Springfield, IL 62712

Kevin Lee Linder

International Tax, Social Security, Family Law, Bankruptcy

Status: In Good Standing

CONTACT

1300 South Eighth Street, Springfield, IL 62703

David A. Kelm

Administrative Law, Child Custody, Civil Rights, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

Chatham, IL 62629

William Vig

Estate Planning, Business & Trade, Collection, Medical Malpractice

Status: In Good Standing

CONTACT

1100 S 5Th St, Springfield, IL 62703

William Louis Vig

Estate Planning, Workers' Compensation, Collection, Medical Malpractice, Business

Status: In Good Standing

CONTACT

1100 S 5Th St, Springfield, IL 62703

William C Nichelson

Estate Planning, Family Law, Divorce, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

Virden, IL 62690

800-923-0641

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

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Bulpitt Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Fredric Benson

Brian Jay Dees

Jarred Rahar

Brittany Kink Toigo

Salena Rachelle Young

Kevin Lee Linder

David A. Kelm

William Vig

William Louis Vig

William C Nichelson

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LEGAL TERMS

GARNISHMENT

CHAPTER 7 BANKRUPTCY

SOLE PROPRIETORSHIP

DISCHARGE (OF DEBTS)

CREDITOR

SETOFF

NONDISCHARGEABLE DEBTS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DEBIT CARD

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