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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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C Edward Adams

Bankruptcy, Family Law, Personal Injury, Criminal

Status: Suspended Licensed: 27 Years

CONTACT

11016 Colvos Dr Nw, Gig Harbor, WA 98332

Lark Pelling

Contract, Dispute Resolution, Commercial Bankruptcy, Legal Malpractice

Status: In Good Standing Licensed: 18 Years

CONTACT

23615 147Th Ave Sw, Vashon, WA 98070

Richard D. Seward

Land Use & Zoning, Estate Planning, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

6610 Gleneagle Ave SW, Port Orchard, WA 98367

David Carl Hill

Wills & Probate, Trusts, Estate Planning, Consumer Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2472 Bethel Rd SE, Port Orchard, WA 98366

Jerry R. Cahan

Bankruptcy

Status: In Good Standing Licensed: 53 Years

CONTACT

2472 Bethel Rd Se, Port Orchard, WA 98366

Michael M. K. Hemphill

Land Use & Zoning, Construction, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

7525 Pioneer Way, Gig Harbor, WA 98335

Michael Wayne Johns

Construction, Civil Rights, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

7525 Pioneer Way, Gig Harbor, WA 98335

Mark Ronald Roberts

Construction, Municipal, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

7525 Pioneer Way, Gig Harbor, WA 98335

Alessandro Canali

Commercial Real Estate, International Other, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

7512 Stanich Ln, Gig Harbor, WA 98335

David C Gillman

Personal Injury, DUI-DWI, Bankruptcy, Landlord-Tenant, Criminal

Status: In Good Standing Licensed: 24 Years

CONTACT

7512 Stanich, Gig Harbor, WA 98335

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

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Burley Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

C Edward Adams

Lark Pelling

Richard D. Seward

David Carl Hill

Jerry R. Cahan

Michael M. K. Hemphill

Michael Wayne Johns

Mark Ronald Roberts

Alessandro Canali

David C Gillman

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LEGAL TERMS

PRESUMED ABUSE

BANKRUPTCY

CREDIT INSURANCE

DOING BUSINESS AS (DBA)

COSIGNER

FAIR LABOR STANDARDS ACT (FLSA)

NONPROFIT CORPORATION

FAIR CREDIT BILLING ACT (FCBA)

FRATERNAL BENEFIT SOCIETY BENEFITS

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