Burlington Bankruptcy & Debt Lawyer, Michigan

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Wesley Johnson Todd Lawyer

Wesley Johnson Todd

VERIFIED
DUI-DWI, Criminal, Bankruptcy, Divorce & Family Law

Wesley Todd originally joined the firm as an intern in 2008. He has been a shareholder of the firm since 2020. He was born in Kalamazoo, Michigan and ... (more)

Jeriamiah Lee Joseph Lawyer

Jeriamiah Lee Joseph

VERIFIED
Divorce & Family Law, Personal Injury, Accident & Injury, Car Accident, Bankruptcy & Debt

Jeriamiah Joseph is the founding Member of Joseph Law – located at 18625 Centennial Road, Suite A, Marshall, MI 49068. Mr. Joseph is licensed to pra... (more)

Michael J. Willis Lawyer

Michael J. Willis

VERIFIED
Bankruptcy & Debt, Wills & Probate, Contract, Elder Law, Estate Planning
Dedicated to Excellence in Client Service

Michael Willis founded this firm with his brother, Shaun Patrick Willis. Their father, Hon. Frank D. Willis, is the probate judge for Van Buren Count... (more)

FREE CONSULTATION 

CONTACT

800-909-2450

Donald J. Baranski Lawyer

Donald J. Baranski

VERIFIED
Divorce & Family Law, Estate, Employment, Criminal, Consumer Bankruptcy
Thirty years in general practice

Donald J. Baranski received his Bachelor of Arts in Humanities Pre Law, from Michigan State University. This was a triple major of American History, P... (more)

FREE CONSULTATION 

CONTACT

800-970-5860

James E. Reed

Copyright, Contract, Business Organization, Bankruptcy
Status:  In Good Standing           

Jeffrey J Dufon

Traffic, Bankruptcy, White Collar Crime, DUI-DWI
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Kimberly Ann Wickham

Trusts, Divorce, Insurance, Bankruptcy
Status:  In Good Standing           Licensed:  13 Years

Eldon J Vincent

International Tax, Trusts, Antitrust, Credit & Debt
Status:  In Good Standing           Licensed:  22 Years

Jeffrey Alan Sargent

Patent, Federal Appellate Practice, Estate, Commercial Bankruptcy
Status:  In Good Standing           Licensed:  18 Years

James David-Nguyen Lance

Trusts, Elder Law, Contract, Collection
Status:  In Good Standing           Licensed:  20 Years

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)
A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FCBA

See Fair Credit Billing Act.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)
A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.