Buttzville Bankruptcy & Debt Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
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Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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General Practice

Experienced Attorney At Law with a demonstrated history of working in the law practice industry. Skilled in Legal Writing, Trials, Litigation, Landlor... (more)

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973-983-7020

3 Main St, Newton, NJ 07860

David Lyon Jubanowsky

Directors & Officers, Business Successions, Business Organization, Dissolution

Status: In Good Standing

CONTACT

One Main Street, Newton, NJ 07860

M. Richard Valenti

Corporate, Business Organization, Banking & Finance, Collection

Status: In Good Standing

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One Main Street, Newton, NJ 07860

James M. Cerra

Farms, Alimony & Spousal Support, Adoption, Collection

Status: In Good Standing

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One Main Street, Newton, NJ 07860

Howard G Katz

Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

6 Laurel Drive, Flanders, NJ 07836

Charles Brand

Tax, Estate, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Newton, NJ 07860

Joanne Sorrentino

Bankruptcy

Status: In Good Standing

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Flanders, NJ 07836

Stephen Mcnally

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

93 Main St, Newton, NJ 07860

Gary A. Blaustein

Child Support, Adoption, Corporate, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

347 Main St, Bedminster, NJ 07921

Rosemarie Barbella

Construction Contracts, Real Estate, Bankruptcy

Status: In Good Standing

CONTACT

Milford, NJ 08848

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

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Buttzville Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

John Michael Breslin

David Lyon Jubanowsky

M. Richard Valenti

James M. Cerra

Howard G Katz

Charles Brand

Joanne Sorrentino

Stephen Mcnally

Gary A. Blaustein

Rosemarie Barbella

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LEGAL TERMS

SECURED DEBT

DEBIT CARD

CURRENT MONTHLY INCOME

REDEMPTION

MEANS TEST

SETOFF

TRADE NAME

MEETING OF CREDITORS

LIEN

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