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Alexander Sanders
About | Practice Areas
Kelley, Lovett, Blakey & Sanders
577 Mulberry Street Suite 1515 Macon, GA 31201Â» view map
Bankruptcy & Debt Law
Helping Georgia Get a Fresh Start

Our team is committed to giving you individual attention, and we will keep you informed each step of the way as well as treat you with dignity and respect.

800-908-6480
1. Alexander Sanders Macon, GA
  Attorney at Law- GA, 2006
  Walter F. George School of Law, J.D.
2. AboutKelley, Lovett, Blakey & Sanders
  Helping Georgia Get a Fresh Start
3. Practice AreasExpertise
  Accident & Injury
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Calvin Leland Jackson

Federal Appellate Practice, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

Warner Robins, GA 31095

Gail Charline Robinson

Wills, Family Law, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

233 Carl Vinson Parkway, Warner Robins, GA 31088

Jacob Alan Darley

Real Estate, Dispute Resolution, Estate, Credit & Debt, Accident & Injury

Status: In Good Standing Licensed: 8 Years

CONTACT

110A Tommy Stalnaker Drive, Warner Robins, GA 31088

James E. Joiner

Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: Inactive Licensed: 57 Years

CONTACT

2236 Peach Parkway, Fort Valley, GA 31030

John Karl James

Federal Appellate Practice, Family Law, Bankruptcy, Car Accident

Status: In Good Standing Licensed: 33 Years

CONTACT

1109 Russell Pkwy, Warner Robins, GA 31088

Kathleen S. Grantham

Real Estate Other, Workers' Compensation, Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

403 1/2 S Pleasant Hill Rd, Warner Robins, GA 31088

Laurens C. Lee

Equine, Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

Fort Valley, GA 31030

Lynn Hamilton Johnson

Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

724 Bernard Drive, Warner Robins, GA 31093

Mark Stanley Martin

Lawsuit & Dispute, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

127 Carl Vinson Parkway, Warner Robins, GA 31095

Nikitis Zoumberis

Family Law, Juvenile Law, Corporate, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

723 Bernard Dr, Warner Robins, GA 31093

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FCRA

See Fair Credit Reporting Act.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Byron Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Kelley, Lovett, Blakey & Sanders

SPONSORED LAWYERS

Calvin Leland Jackson

Gail Charline Robinson

Jacob Alan Darley

James E. Joiner

John Karl James

Kathleen S. Grantham

Laurens C. Lee

Lynn Hamilton Johnson

Mark Stanley Martin

Nikitis Zoumberis

TIPS

LEGAL TERMS

PREFERENCE

TOXIC TORT

NONDISCHARGEABLE DEBTS

DEFINED CONTRIBUTION PLAN

GUARANTEED RESERVATION

FAIR CREDIT REPORTING ACT (FCRA)

FCRA

FORBEARANCE

LOSS DAMAGE WAIVER (LDW)

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