Calloway County, KY Reorganization Lawyers

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Calloway Reorganization lawyer.
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Gary R Haverstock

Workers' Compensation, Insurance, Personal Injury, Medical Malpractice

Status: In Good Standing

CONTACT

211 S 12Th St, Murray, KY 42071

Mitchell Troy Ryan

Criminal, DUI-DWI, Divorce, Child Custody

Status: In Good Standing

CONTACT

304 North 4Th St, Murray, KY 42071

Michael M Pitman

Personal Injury

Status: In Good Standing

CONTACT

Murray, KY 42071

Chris Hendricks

Collection, Medical Malpractice, Workers' Compensation, Elder Law

Status: In Good Standing

CONTACT

211 South 12Th Street, Murray, KY 42071

Gerald Lynn Bell

Real Estate, Trusts, Business, Personal Injury

Status: In Good Standing

CONTACT

Murray, KY 42071

Jeffery Allen Roberts

Social Security, Workers' Compensation, Products Liability, Personal Injury, Accident & Injury

Status: In Good Standing

CONTACT

509 Main St, Murray, KY 42071

Gregory Thomas Taylor

Commercial Real Estate, Estate Planning, Elder Law, Credit & Debt

Status: In Good Standing

CONTACT

705-A South 4Th St, Murray, KY 42071

Matthew Stuart Hatfield

Landlord-Tenant, Estate, Child Custody, Accident & Injury

Status: In Good Standing

CONTACT

309 N. 4th Street, Murray, KY 42071

Jessica Fox Flinn

General Practice

Status: In Good Standing

CONTACT

104 N 4Th St, Murray, KY 42071

Ricky A. Lamkin

Family Law, Traffic, Criminal, Personal Injury

Status: In Good Standing

CONTACT

304 N 4th St, Murray, KY 42071

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Calloway County, KY Reorganization Lawyers

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Gary R Haverstock

Mitchell Troy Ryan

Michael M Pitman

Chris Hendricks

Gerald Lynn Bell

Jeffery Allen Roberts

Gregory Thomas Taylor

Matthew Stuart Hatfield

Jessica Fox Flinn

Ricky A. Lamkin

TIPS

LEGAL TERMS

MEANS TEST

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CREDIT COUNSELING

BULK SALES LAW

GUARANTEED RESERVATION

CREDIT INSURANCE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CREDITOR

SECRET WARRANTY PROGRAM

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