Campo Collection Lawyer, California

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Ben Pourcho
About | Practice Areas
Pourcho Law Group, PC
2618 San Miguel Dr Suite 410 Newport Beach, CA 92660» view map
Collection Law
Results Driven Legal Assistance

Ben Pourcho and the legal support team at the Pourcho Law Group, PC have a proven track record of providing the highest quality of legal representation to our clients.

800-936-1321
1. Ben Pourcho Newport Beach, CA
  Attorney at Law- CA
  Thomas M. Cooley Law School, J.D. 2007
2. AboutPourcho Law Group, PC
  Results Driven Legal Assistance
3. Practice AreasExpertise
  Collection
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Craig Eugene Dwyer

✓ VERIFIED

Bankruptcy & Debt, Credit & Debt, Collection, Trusts, Wills & Probate

Craig E. Dwyer, Esq., has represented both debtors and creditors in Chapter 7, 11 and 13 Bankruptcy Cases in San Diego, Orange, Los Angeles and Rivers... (more)

FREE CONSULTATION

CONTACT

800-486-2210

8745 Aero Drive, Suite 301, San Diego, CA 92123

Maria J. Nu ez

Animal Bite, Criminal, Bankruptcy, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

1350 Columbia Street, San Diego, CA 92101

Jamie Lyn Handrick

Landlord-Tenant, Real Estate, Contract, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

8220 University Ave, La Mesa, CA 91942

Michael George Vlachos

Employment, Civil Rights, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

9088 W Bluff Pl, Santee, CA 92071

Michael George Vlachos

Intellectual Property, Estate, Civil Rights, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

9088 W Bluff Pl, Santee, CA 92071

Michael Vlachos

Intellectual Property, DUI-DWI, Civil Rights, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

9088 W Bluff Pl, Santee, CA 92071

Kerry Denton

Credit & Debt, Collection, Bankruptcy, Bankruptcy & Debt

FREE CONSULTATION

CONTACT

231 4th Ave, Chula Vista, CA 91910

James Richard Robertson

Litigation, Lawsuit & Dispute, Consumer Protection, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

4025 Camino Del Rio South, San Diego, CA 92108

Daniel Guinn Shay

Credit & Debt, Collection, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

2221 Camino Del Rio S, San Diego, CA 92108

Kerry Denton

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

FREE CONSULTATION

CONTACT

3516 Camino Del Rio South, San Diego, CA 92108

800-923-0641

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Campo Collection Lawyer, California

Sponsored Law Firm

Pourcho Law Group, PC

SPONSORED LAWYERS

Craig Eugene Dwyer

Maria J. Nu ez

Jamie Lyn Handrick

Michael George Vlachos

Michael George Vlachos

Michael Vlachos

Kerry Denton

James Richard Robertson

Daniel Guinn Shay

Kerry Denton

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LEGAL TERMS

DISCHARGE (OF DEBTS)

BANKRUPTCY TRUSTEE

CREDIT INSURANCE

MEANS TEST

DEBIT CARD

COLLECTION AGENCY

PRESUMED ABUSE

CHAPTER 13 BANKRUPTCY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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