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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brian Barta

Personal Injury, Foreclosure, Credit & Debt, Bankruptcy

Status: In Good Standing

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131-A Stony Circle, Santa Rosa, CA 95401

Justin C Lowenthal

Foreign Investment, Science, Technology & Internet, Corporate, Credit & Debt

Status: In Good Standing

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777 F St, Davis, CA 95616

Anne M. Campbell

Real Estate, Trusts, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 40 Years

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190 S Orchard, Vacaville, CA 95688

Ronda Leigh Connor

Commercial Real Estate, Trusts, Credit & Debt, Bankruptcy

Status: In Good Standing

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2180 Jefferson St, Napa, CA 94559

Richard V. Day

Trusts, Elder Law, Business, Credit & Debt

Status: In Good Standing Licensed: 45 Years

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587 Jefferson St, Napa, CA 94559

Lawrence Gruner

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Immigration

Status: In Good Standing

FREE CONSULTATION

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1652 West Texas St, Fairfield, CA 94533

Sean James Gavin

Civil Rights, Contract, Business, Credit & Debt

Status: In Good Standing Licensed: 17 Years

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3947 Lennane Dr, Sacramento, CA 95834

Linda Dianne Deos

Other, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 29 Years

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428 J Street, Sacramento, CA 95814

Patrick Riazi

Contract, Credit & Debt, Bankruptcy, Litigation

Status: In Good Standing Licensed: 22 Years

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428 J Street, Sacramento, CA 95814

Paul Joseph Pascuzzi

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 34 Years

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500 Capitol Mall, Sacramento, CA 95814

800-923-0641

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

FDCPA

See Fair Debt Collections & Practices Act.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Capay Credit & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Brian Barta

Justin C Lowenthal

Anne M. Campbell

Ronda Leigh Connor

Richard V. Day

Lawrence Gruner

Sean James Gavin

Linda Dianne Deos

Patrick Riazi

Paul Joseph Pascuzzi

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LEGAL TERMS

BANKRUPTCY TRUSTEE

ACCORD AND SATISFACTION

WORKOUT

HOUSEHOLDER

FAIR CREDIT REPORTING ACT (FCRA)

COSIGNER

UNSECURED DEBT

LIABILITY

FDCPA

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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