Cape Coral Reorganization Lawyer, Florida

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Raymond Brian Mitchell Lawyer

Raymond Brian Mitchell

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Civil Rights, Bankruptcy, Personal Injury, Family Law, Federal Appellate Practice
Protecting Your Children, Family, Income, Assets, Life, Liberty, Property, and Pursuit of Happiness!

Protecting Your Life, Liberty, Property, Family, Income, Assets, and Pursuit of Happiness! Eliminate Debts & Get a Fresh Start! See Your Children! Pro... (more)

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Diane Muenze Gonzalez Lawyer

Diane Muenze Gonzalez

VERIFIED
Criminal, Immigration, Bankruptcy & Debt, Divorce & Family Law, Accident & Injury

With over 25 years of experience, attorney Diane Gonzalez has provided numerous clients effective and reliable legal counsel on a wide range of legal ... (more)

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239-948-8655

Robert C. Hill

Criminal, Banking & Finance, Bankruptcy, Animal Bite
Status:  In Good Standing           

Susan Lorene Ray

Bankruptcy, Child Custody, Child Support, Divorce
Status:  In Good Standing           

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Mark Philip Smith

Civil Rights, Bankruptcy, Products Liability, Insurance, Mass Torts
Status:  In Good Standing           

Eviana J Martin

Family Law, Divorce & Family Law, Consumer Bankruptcy, Bankruptcy
Status:  In Good Standing           

Eviana J Martin

Family Law, Divorce & Family Law, Consumer Bankruptcy, Bankruptcy
Status:  In Good Standing           

Steven Klaus Teuber

Civil Rights, Bankruptcy, Construction, Education, Divorce
Status:  In Good Standing           Licensed:  19 Years

Gregory N. Burns

Bankruptcy & Debt, Elder Law, Estate Planning, Estate
Status:  Deceased           Licensed:  50 Years

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Nicole Leigh Naumann

Real Estate, Title Insurance, Residential Real Estate, Credit & Debt, Real Estate
Status:  In Good Standing           Licensed:  14 Years

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LEGAL TERMS

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)
Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FCRA

See Fair Credit Reporting Act.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

COLLATERAL

Property that guarantees payment of a secured debt.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.