Cape Elizabeth Bankruptcy & Debt Lawyer, Maine

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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Marcia G. Corradini

Commercial Bankruptcy, Commercial Real Estate, Corporate, Construction

Status: In Good Standing

CONTACT

36 Murray Drive, Cape Elizabeth, ME 04107

Monica P. Schoenbaum

Litigation, Family Law, Administrative Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

6 Hemlock Hill Road, Cape Elizabeth, ME 04107

Eric F. Saunders

Health Care, Business, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

59 Tide Mill Rd, Portland, ME 04102

Brian J. Hansen

Child Custody, Criminal, Civil & Human Rights, Bankruptcy, Estate

Status: In Good Standing Licensed: 18 Years

CONTACT

2211 Congress Street, Portland, ME 04102

Barbara L. Lundgren

Trusts, Family Law, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

33 Fessenden Street, Portland, ME 04103

Daniel Amory

Bankruptcy & Debt

Status: In Good Standing Licensed: 52 Years

CONTACT

188 Pine Street, Portland, ME 04102

Alice A. Neal

Estate Planning, Family Law, Civil Rights, Bankruptcy

Status: In Good Standing

CONTACT

200 High Street, Portland, ME 04101

David S. Sherman

Real Estate, Litigation, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

84 Marginal Way, Portland, ME 04101

Reid Hayton-Hull

Commercial Real Estate, Corporate, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

84 Marginal Way, Portland, ME 04101

Krystal D. Williams

Mediation, Admiralty & Maritime, Banking & Finance, Unfair Competition, Bankruptcy

Status: In Good Standing Licensed: 7 Years

CONTACT

100 Marginal Way, Portland, ME 04101

800-923-0641

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

Cape Elizabeth Bankruptcy & Debt Lawyer, Maine

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

Marcia G. Corradini

Monica P. Schoenbaum

Eric F. Saunders

Brian J. Hansen

Barbara L. Lundgren

Daniel Amory

Alice A. Neal

David S. Sherman

Reid Hayton-Hull

Krystal D. Williams

TIPS

LEGAL TERMS

UNSECURED DEBT

NO-FAULT INSURANCE

GUARANTOR

LIQUIDATING PARTNER

CHAPTER 13 BANKRUPTCY

REAFFIRMATION

CREDIT REPORT

BANKRUPTCY TRUSTEE

FDCPA

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