Carbonado Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Shelly R. Cousineau

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 87 Years

CONTACT

Orting, WA 98360

Jonelle M. Wheeler

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 55 Years

CONTACT

13709 141St Ave E, Orting, WA 98360

Jodi Lee Watson

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 98 Years

CONTACT

Orting, WA 98360

Kristi L. Banks

Commercial Bankruptcy, Commercial Real Estate, Insurance, Elder Law

Status: Suspended Licensed: 64 Years

CONTACT

Buckley, WA 98321

Marilyn A. Huddleston

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 99 Years

CONTACT

Buckley, WA 98321

Dorothy B. Winslow

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 61 Years

CONTACT

Buckley, WA 98321

Trasie N. Willis

Commercial Bankruptcy, Real Estate, Commercial Real Estate

Status: Suspended Licensed: 102 Years

CONTACT

22719 201St St E, Orting, WA 98360

Brandon Michael Skyles

Corporate, International Other, Commercial Bankruptcy, Business & Trade

Status: In Good Standing Licensed: 9 Years

CONTACT

23020 103Rd Street Ct E, Buckley, WA 98321

Bradley Eugene Gearheard

Family Law, Civil Rights, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 34 Years

CONTACT

1206 Wells St, Enumclaw, WA 98022

Kathryn Brooks

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 56 Years

CONTACT

11007 183Rd Avenue Pl E, Bonney Lake, WA 98391

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

COLLATERAL

Property that guarantees payment of a secured debt.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

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Carbonado Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Shelly R. Cousineau

Jonelle M. Wheeler

Jodi Lee Watson

Kristi L. Banks

Marilyn A. Huddleston

Dorothy B. Winslow

Trasie N. Willis

Brandon Michael Skyles

Bradley Eugene Gearheard

Kathryn Brooks

TIPS

LEGAL TERMS

COLLECTION AGENCY

GARNISHMENT

ADMINISTRATIVE EXPENSES

CHAPTER 13 BANKRUPTCY

NONPROFIT CORPORATION

COLLATERAL

NUISANCE FEES

FORBEARANCE

CREDIT INSURANCE

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