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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Gary L. Sackett

Tax, Transportation & Shipping, Elder Law, Bankruptcy

Status: In Good Standing

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8556 N. Canton Center Road, Canton, MI 48188

Donald C. Wilson

Real Estate, Litigation, Administrative Law, Bankruptcy

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700 Towner Street, Ypsilanti, MI 48198

Thomas Paluchniak

Collection, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy

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712 Stanley St, Ypsilanti, MI 48198

Jeffrey G. Bennett

Farms, DUI-DWI, Criminal, Bankruptcy

Status: In Good Standing

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214 South Main Street, Ann Arbor, MI 48104

Dale M. Lockwood

Lawsuit & Dispute, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 49 Years

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1556 Hollywood Dr, Monroe, MI 48162

Rebecca Lyn Hicks

Juvenile Law, Employment, Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 15 Years

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19 E Front St, Monroe, MI 48161

Robert Wetzel

Litigation, Estate, Civil & Human Rights, Bankruptcy

Status: In Good Standing Licensed: 33 Years

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19 E Front St, Monroe, MI 48161

Leslie M. Carr

Divorce & Family Law, Bankruptcy, Wills & Probate

Status: In Good Standing Licensed: 32 Years

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23 W 1st St, Monroe, MI 48161

Steven Todd Jedinak

Social Security, Criminal, Bankruptcy, Products Liability

Status: In Good Standing

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2 E 1St St, Monroe, MI 48161

Ronald Thomas Bruce

Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

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53 South Monroe Street, Monroe, MI 48161

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CCCS

See Consumer Credit Counseling Service.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Carleton Bankruptcy & Debt Lawyer, Michigan

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Marrs & Terry, PLLC

SPONSORED LAWYERS

Gary L. Sackett

Donald C. Wilson

Thomas Paluchniak

Jeffrey G. Bennett

Dale M. Lockwood

Rebecca Lyn Hicks

Robert Wetzel

Leslie M. Carr

Steven Todd Jedinak

Ronald Thomas Bruce

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

DEBIT CARD

CREDITOR

TRUTH IN LENDING ACT (TILA)

CCCS

MEANS TEST

GRACE PERIOD

ACCORD AND SATISFACTION

CREDIT REPORT

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