Carlsborg Bankruptcy & Debt Lawyer, Washington

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Jason Newcombe
About Us | Services
Washington Law Group, PLLC
Proudly Serving The Greater Puget Sound RegionÂ» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
CONTACT US FOR A CONSULTATION

Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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Sandra Wilton

Elder Law, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 31 Years

CONTACT

65 Juniper Mobile Est, Sequim, WA 98382

Alan E. Millet

Landlord-Tenant, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Sequim, WA 98382

Patricia Lee Jackson

Estate Planning, Family Law, Civil Rights, Collection, Divorce

Status: In Good Standing Licensed: 44 Years

CONTACT

Carlsborg, WA 98324

William Jeffrey Davis

Estate Planning, Civil Rights, Corporate, Collection

Status: In Good Standing Licensed: 43 Years

CONTACT

Sequim, WA 98382

Esther Ann Snowden

Elder Law, Land Use & Zoning, Business & Trade, Commercial Bankruptcy

Status: Inactive Licensed: 38 Years

CONTACT

720 E Washington St, Sequim, WA 98382

Joseph Bennett Wolfley

Accident & Injury, Contract, Credit & Debt, Malpractice, Medical Malpractice

Status: In Good Standing

CONTACT

713 E 1St St, Port Angeles, WA 98362

Patrick Mcgettigan Irwin

Employment Discrimination, Contract, Collection, Personal Injury

Status: In Good Standing Licensed: 24 Years

CONTACT

106 N Laurel St, Port Angeles, WA 98362

Kevin R. Hansen

Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

1607 E Front St, Port Angeles, WA 98362

Robert N. Tulloch

Commercial Real Estate, Estate Planning, Corporate, Commercial Bankruptcy

Status: In Good Standing

CONTACT

206 S Lincoln St, Port Angeles, WA 98362

Ariel Jasmine Speser

Foreclosure, Family Law, Civil Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

115 E Railroad Ave, Port Angeles, WA 98362

800-923-0641

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CREDIT FILE

See credit report.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Carlsborg Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

Sandra Wilton

Alan E. Millet

Patricia Lee Jackson

William Jeffrey Davis

Esther Ann Snowden

Joseph Bennett Wolfley

Patrick Mcgettigan Irwin

Kevin R. Hansen

Robert N. Tulloch

Ariel Jasmine Speser

TIPS

LEGAL TERMS

MEETING OF CREDITORS

DISPOSABLE INCOME

CREDIT FILE

CHAPTER 13 BANKRUPTCY

REAFFIRMATION

CURRENT MONTHLY INCOME

UNDUE HARDSHIP

GUARANTEED RESERVATION

SETOFF

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