Carlton County, MN Bankruptcy & Debt Lawyers

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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Carlton Bankruptcy & Debt lawyer.
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Terri Port Wright

Divorce & Family Law, Estate, Power of Attorney, Juvenile Law

Status: In Good Standing Licensed: 18 Years

FREE CONSULTATION

CONTACT

6 11th Street, Cloquet, MN 55720

David Colwell Pritchett

Commercial Real Estate, Electronic Commerce, Wills, Banking & Finance

Status: In Good Standing Licensed: 37 Years

CONTACT

813 Cloquet Ave, Cloquet, MN 55720

Jeffrey A Westermann-Schley

Litigation, Municipal, Wills & Probate, Child Custody, Contract

Status: In Good Standing Licensed: 34 Years

CONTACT

1111 Cloquet Ave, Cloquet, MN 55720

Keith M Carlson

Landlord-Tenant, Wills & Probate, Family Law, Divorce, Criminal

Status: In Good Standing Licensed: 48 Years

CONTACT

807 Cloquet Avenue, Cloquet, MN 55720

Joanna M Wiegert

Divorce & Family Law

Status: In Good Standing Licensed: 34 Years

CONTACT

124 Ave C, Cloquet, MN 55720

Virginia Susan Weiss

General Practice

Status: In Good Standing Licensed: 17 Years

CONTACT

2421 County Road, Barnum, MN 55707

Kenneth Raymond Ruonala

General Practice

Status: Inactive Licensed: 44 Years

CONTACT

410 4Th St, Cloquet, MN 55720

Michael James Boese

General Practice

Status: In Good Standing Licensed: 27 Years

CONTACT

Carlton, MN 55718

John M. Gassert

Real Estate, Lawsuit & Dispute, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

1469 Ann St, Cloquet, MN 55720

Michael James Boese

General Practice

Status: In Good Standing Licensed: 27 Years

CONTACT

Carlton, MN 55718

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FDCPA

See Fair Debt Collections & Practices Act.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

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Carlton County, MN Bankruptcy & Debt Lawyers

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

Terri Port Wright

David Colwell Pritchett

Jeffrey A Westermann-Schley

Keith M Carlson

Joanna M Wiegert

Virginia Susan Weiss

Kenneth Raymond Ruonala

Michael James Boese

John M. Gassert

Michael James Boese

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

INTEREST

CHAPTER 7 BANKRUPTCY

LIEN

DEFINED CONTRIBUTION PLAN

SECURED DEBT

REDEMPTION

FDCPA

LIMITED LIABILITY

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