Carmel Valley Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Stephen H. Kim

Lawsuit & Dispute, Bankruptcy Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

376A Main Street, Salinas, CA 93901

R Lynn Davis

Lawsuit & Dispute, Civil & Human Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

10 San Clemente Dr, Carmel Valley, CA 93924

Catherine Joyce Lee

Intellectual Property, Workers' Compensation, Business, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

8078 Lake Pl, Carmel By The Sea, CA 93923

Daniel Gaines Lamb

Litigation, Family Law, Criminal, Collection

Status: In Good Standing Licensed: 43 Years

CONTACT

22 Paso Del Rio, Carmel By The Sea, CA 93923

James Michael Williams

Business, Bankruptcy

Status: Inactive Licensed: 51 Years

CONTACT

13665 Tierra Spur, Salinas, CA 93908

Julie A. Brooks

Intellectual Property, Corporate, Contract, Commercial Bankruptcy

Status: In Good Standing

CONTACT

316 Mid Valley Center, Carmel By The Sea, CA 93923

Marilyn Julie Stevenson

Workers' Compensation, Family Law, Child Custody, Criminal, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

21941 Hearthwood Ct, Salinas, CA 93908

David Alan Willoughby

Dispute Resolution, Employee Rights, Business, Collection

Status: In Good Standing

CONTACT

24591 Silver Cloud Ct, Monterey, CA 93940

Sara Gay Senger

Health Care, Estate, Civil & Human Rights, Collection

Status: In Good Standing Licensed: 36 Years

CONTACT

2511 Garden Rd, Monterey, CA 93940

Tracey Lynn Demartini

Trusts, Estate Planning, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

225 Crossroads Blvd, Carmel, CA 93923

800-923-0641

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Carmel Valley Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Stephen H. Kim

R Lynn Davis

Catherine Joyce Lee

Daniel Gaines Lamb

James Michael Williams

Julie A. Brooks

Marilyn Julie Stevenson

David Alan Willoughby

Sara Gay Senger

Tracey Lynn Demartini

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LEGAL TERMS

FCBA

LIABILITY

UNSECURED DEBT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LIEN

HOUSEHOLDER

NUISANCE FEES

FORBEARANCE

PREFERENCE

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