Carolina Bankruptcy & Debt Lawyer, Rhode Island

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Jeffrey C. Blake

Lawsuit & Dispute, Criminal, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Carolina, RI 02898

Stephen R. White

Wills & Probate, Collection, Personal Injury, Accident & Injury

Status: In Good Standing

CONTACT

West Kingston, RI 02892

Chelsea Greene

Immigration, Child Custody, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

9 Morning Road, West Kingston, RI 02892

Mark T. Boivin

Landlord-Tenant, Timeshare, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

40 South Arnolda Rd, Charlestown, RI 02813

Sean D. Elliott

Employee Rights, Criminal, Contract, Bankruptcy

Status: In Good Standing

CONTACT

91 Wentworth Dr, Saunderstown, RI 02874

Campbell D. Field

Estate Planning, Securities Fraud , Bankruptcy & Debt

Status: In Good Standing

CONTACT

14 Fletcher Drive, Westerly, RI 02891

Barbara A. Fontaine

Divorce, Adoption, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

260B Columbia Street, Wakefield, RI 02879

Eugene G. Bernardo

Health Care, Public Finance, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

220 Day Lily Circle, Wakefield, RI 02879

Eugene G. Bernardo

Health Care, Public Finance, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

220 Day Lily Circle, Wakefield, RI 02879

Joan C. Grear

Landlord-Tenant, Lawsuit & Dispute, Wills & Probate, Medical Malpractice, Bankruptcy & Debt

Status: In Good Standing

CONTACT

487 Pond St, Wakefield, RI 02879

800-923-0641

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

Carolina Bankruptcy & Debt Lawyer, Rhode Island

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Jeffrey C. Blake

Stephen R. White

Chelsea Greene

Mark T. Boivin

Sean D. Elliott

Campbell D. Field

Barbara A. Fontaine

Eugene G. Bernardo

Eugene G. Bernardo

Joan C. Grear

TIPS

LEGAL TERMS

CHAPTER 13 PLAN

NONDISCHARGEABLE DEBTS

GUARANTEED RESERVATION

DISCHARGE (OF DEBTS)

UNSECURED DEBT

INTEREST

CYBERSQUATTING

COSIGNER

CREDIT REPORT

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