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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Scott Kaye

Energy, Corporate, Credit & Debt, Commercial Real Estate

Status: In Good Standing Licensed: 25 Years

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21515 Hawthorne Blvd, Torrance, CA 90503

Antonio Zavala Sandoval

Government, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

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15330 S Vermont Ave, Gardena, CA 90247

Barry Robert Gore

Real Estate, Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

3424 W Carson St, Torrance, CA 90503

Brad Weil

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Collection

Status: In Good Standing Licensed: 16 Years

FREE CONSULTATION

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460 East Carson Plaza Drive, Carson, CA 90746

Brett Boyd Curlee

Bankruptcy & Debt, Business

Status: In Good Standing Licensed: 34 Years

CONTACT

21250 Hawthorne Blvd, Torrance, CA 90503

Brian Robert Condon

Real Estate, Lawsuit, Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

3424 W Carson St, Torrance, CA 90503

Carlos Anibal Delgado Ibarcena

Other, Bankruptcy & Debt

Status: In Good Standing Licensed: 9 Years

CONTACT

1321 Post Ave., Torrance, CA 90501

Carolyn Yvonne Morgan

Real Estate, Bankruptcy & Debt, Banking & Finance, Commercial Real Estate

Status: In Good Standing Licensed: 45 Years

CONTACT

19911 Scobey Ave, Carson, CA 90746

Catherine K. Fong

Criminal, Business, Collection, Malpractice

Status: In Good Standing Licensed: 9 Years

CONTACT

21515 Hawthorne Blvd, Torrance, CA 90503

Charian Isabel Caesar

Litigation, Family Law, Consumer Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 25 Years

CONTACT

23505 Crenshaw Blvd, Torrance, CA 90505

800-923-0641

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CREDIT FILE

See credit report.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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Carson Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Scott Kaye

Antonio Zavala Sandoval

Barry Robert Gore

Brad Weil

Brett Boyd Curlee

Brian Robert Condon

Carlos Anibal Delgado Ibarcena

Carolyn Yvonne Morgan

Catherine K. Fong

Charian Isabel Caesar

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LEGAL TERMS

SOLE PROPRIETORSHIP

COSIGNER

FAIR CREDIT REPORTING ACT (FCRA)

GUARANTOR

CREDIT BUREAU

SETOFF

MEANS TEST

CREDIT FILE

CHAPTER 7 BANKRUPTCY

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