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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Craig E Trummel

Environmental Law Other, Elder Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

Bingen, WA 98605

Craig Edward Trummel

Environmental Law Other, Elder Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

Bingen, WA 98605

Lance Stewart Stryker

Litigation, Civil Rights, Contract, Consumer Bankruptcy

Status: Inactive Licensed: 50 Years

CONTACT

40 Palos Verdes, White Salmon, WA 98672

Laura Elizabeth Hazen

Commercial Real Estate, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

CONTACT

723 NE 4th Ave, Camas, WA 98607

Susanne Ruiz Rodriguez

Landlord-Tenant, Defect and Lemon Law, Lawsuit, Contract, Bankruptcy & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

532 Ne 3Rd Ave, Camas, WA 98607

Anna Hoest Waendelin

Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt, Contract

Status: In Good Standing Licensed: 34 Years

CONTACT

440 Ne 5Th Ave, Camas, WA 98607

Ryan Peter Kurtz

Personal Injury, Bankruptcy, Estate Planning, Commercial Real Estate

Status: In Good Standing Licensed: 10 Years

CONTACT

Battle Ground, WA 98604

Jodine Elaine Dixon

Estate Planning, Business & Trade, Commercial Bankruptcy, Guardianships & Conservatorships

Status: In Good Standing Licensed: 11 Years

CONTACT

Battle Ground, WA 98604

Earl W. Jackson

Land Use & Zoning, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 93 Years

CONTACT

704 E Main St, Battle Ground, WA 98604

Heather L Mccormick

Commercial Real Estate, Civil Rights, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

16420 Se Mcgillivray Blvd, Vancouver, WA 98683

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

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Carson Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Craig E Trummel

Craig Edward Trummel

Lance Stewart Stryker

Laura Elizabeth Hazen

Susanne Ruiz Rodriguez

Anna Hoest Waendelin

Ryan Peter Kurtz

Jodine Elaine Dixon

Earl W. Jackson

Heather L Mccormick

TIPS

LEGAL TERMS

COLLATERAL

CHAPTER 7 BANKRUPTCY

DEBT COLLECTOR

MEETING OF CREDITORS

ABUSE

SOLE PROPRIETORSHIP

PREFERENCE

REAFFIRMATION

INTEREST

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