Castro Valley Bankruptcy & Debt Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Carl Gustafson

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Bankruptcy & Debt

Carl R. Gustafson is a Certified Bankruptcy Law Specialist with the California Board of Legal Specialization! In 2003, Carl graduated from UCLA Mag... (more)

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CONTACT

800-722-6578

24301 Southland Dr., Hayward, CA 94545

Matthew M. Spielberg

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

Status: In Good Standing

CONTACT

21855 Redwood Road, Castro Valley, CA 94546

Lubna K Jahangiri

Commercial Real Estate, Employment Contracts, Business, Consumer Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

2010 Crow Canyon Place, San Ramon, CA 94583

Mark David Poniatowski

Commercial Real Estate, Real Estate, Trusts, Business, Credit & Debt

Status: In Good Standing

CONTACT

21715 Redwood Rd, Hayward, CA 94546

Phillip B Ghaderi

Family Law, Contract, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

16190 Foothill Blvd, San Leandro, CA 94578

Scott Douglas Jordan

Litigation, Wills & Probate, Business, Bankruptcy

Status: In Good Standing

CONTACT

18 Crow Canyon Ct, San Ramon, CA 94583

Nelson Harold Mosher

Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

15600 Washington Ave, San Lorenzo, CA 94580

Dean Warren Feldman

Family Law, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

151 Callan Ave, San Leandro, CA 94577

James G. Schwartz

Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

7901 Stoneridge Dr, Pleasanton, CA 94588

Matthew Mark Spielberg

Bankruptcy, Bankruptcy, Criminal

Status: In Good Standing Licensed: 48 Years

CONTACT

21855 Redwood Rd, Castro Valley, CA 94546

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FCBA

See Fair Credit Billing Act.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Castro Valley Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Carl Gustafson

Matthew M. Spielberg

Lubna K Jahangiri

Mark David Poniatowski

Phillip B Ghaderi

Scott Douglas Jordan

Nelson Harold Mosher

Dean Warren Feldman

James G. Schwartz

Matthew Mark Spielberg

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LEGAL TERMS

COLLECTION AGENCY

TRADE NAME

CREDIT REPORT

BANKRUPTCY

401(K) PLAN

FCBA

REPOSSESSION

SECURED DEBT

COSIGNER

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