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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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John P. McVeigh

Litigation, International Intellectual Property, Securities, Bankruptcy

Status: In Good Standing

CONTACT

One City Center, Portland, ME 04112

Michael F. Hahn

Business & Trade, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

Portland, ME 04112

James R. Lemieux

Real Estate, Commercial Bankruptcy, Corporate, Estate

Status: In Good Standing

CONTACT

57 Exchange St, Portland, ME 04101

William H. Leete

Litigation, Business & Trade, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

1 Canal Plaza, Portland, ME 04101

Michael K. Martin

Litigation, Contract, Dissolution, Bankruptcy

Status: In Good Standing

CONTACT

Two Monument Square, Portland, ME 04112

Shawn K. Doil

Foreclosure, Mediation, Contract, Reorganization

Status: In Good Standing

CONTACT

100 Middle Street, Portland, ME 04112

Carl R Trynor

Child Custody, Credit & Debt

Status: Deceased Licensed: 63 Years

CONTACT

623 Forest Ave, Portland, ME 04101

David C. Johnson

Power of Attorney, Social Security, Consumer Rights, Bankruptcy

Status: In Good Standing

CONTACT

16 Middle Street, Portland, ME 04101

Jennie L. Clegg

Divestitures, Merger & Acquisition, Corporate, Commercial Bankruptcy

Status: In Good Standing

CONTACT

16 Middle Street, Portland, ME 04101

George J. Marcus

Corporate, Reorganization, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

16 Middle Street, Portland, ME 04101

800-923-0641

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FCBA

See Fair Credit Billing Act.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Center Lovell Bankruptcy & Debt Lawyer, Maine, page 5

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

John P. McVeigh

Michael F. Hahn

James R. Lemieux

William H. Leete

Michael K. Martin

Shawn K. Doil

Carl R Trynor

David C. Johnson

Jennie L. Clegg

George J. Marcus

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LEGAL TERMS

ABUSE

401(K) PLAN

WINDING UP

CREDIT COUNSELING

ACCORD AND SATISFACTION

FAIR CREDIT BILLING ACT (FCBA)

FCBA

GRACE PERIOD

CREDIT REPORT

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