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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Kirt L. Harmon

Real Estate, Estate Planning, Family Law, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

200 W Munising Ave, Munising, MI 49862

Thomas L. Smithson

Criminal, Native People, Civil & Human Rights, Collection

Status: In Good Standing Licensed: 56 Years

CONTACT

2623 W Maple Ridge 37Th Rd, Rock, MI 49880

Jeffrey Michael Schroder

Deportation, Medical Products & Devices, Divorce, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

100 Coles Dr, Marquette, MI 49855

Lauren Elizabeth Calef

Federal Appellate Practice, Children's Rights, Administrative Law, Collection

Status: In Good Standing

CONTACT

100 Coles Dr, Marquette, MI 49855

Robert T. Finkbeiner

Real Estate, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 52 Years

CONTACT

1613 Altamont St, Marquette, MI 49855

Joan B. Ball

Family Law, Divorce & Family Law, Consumer Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

112 W Washington St, Marquette, MI 49855

Brandon Thomas Rickard

Native People, Contract, Collection, Wrongful Death

Status: In Good Standing Licensed: 13 Years

CONTACT

127 W Washington St, Marquette, MI 49855

Sarah E. Henderson

Motor Vehicle, Family Law, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

148 W Washington St, Marquette, MI 49855

William B. Ferns

Government, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 49 Years

CONTACT

621 N 3Rd St, Marquette, MI 49855

Cara S. Korhonen

Social Security, Civil & Human Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

708 Chippewa Square, Marquette, MI 49855

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

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Chatham Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Kirt L. Harmon

Thomas L. Smithson

Jeffrey Michael Schroder

Lauren Elizabeth Calef

Robert T. Finkbeiner

Joan B. Ball

Brandon Thomas Rickard

Sarah E. Henderson

William B. Ferns

Cara S. Korhonen

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

COSIGNER

COLLECTION AGENCY

401(K) PLAN

REDEMPTION

CHAPTER 7 BANKRUPTCY

WORKOUT

REPOSSESSION

DISCHARGEABLE DEBTS

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