Chemung County, NY Reorganization Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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James Reed

Personal Injury, Medical Malpractice, Car Accident, Accident & Injury

Status: In Good Standing

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303 William Street, Elmira, NY 14902

Kevin P. Flynn

Divorce & Family Law, Child Custody, Child Support, Municipal

Status: In Good Standing Licensed: 31 Years

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100 North Main Street, Elmira, NY 14901

Matthew Christopher Gagliardo

Workers' Compensation, Disability, Criminal, Litigation

Status: In Good Standing Licensed: 17 Years

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449 E Water St, Elmira, NY 14901

Scott J Learned

Workers' Compensation, Disability, Litigation, Personal Injury

Status: In Good Standing Licensed: 43 Years

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449 E Water St, Elmira, NY 14901

James Beldon Reed

Products Liability, Personal Injury, Medical Malpractice, Accident & Injury

Status: In Good Standing

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303 William St, Elmira, NY 14901

Allan G. Charlap

Real Estate, Traffic, Estate, Family Law, Divorce & Family Law

Status: In Good Standing Licensed: 43 Years

CONTACT

315 Lake St, Elmira, NY 14901

Christina Marie Bruner Sonsire

Products Liability, Personal Injury

Status: In Good Standing Licensed: 20 Years

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303 William St, Elmira, NY 14901

Phillip J. Barton

Health Care, Employment, Divorce & Family Law

Status: In Good Standing Licensed: 47 Years

CONTACT

215 E Church St, Elmira, NY 14901

Clover M. Drinkwater-Lunn

Litigation, Trusts

Status: In Good Standing Licensed: 43 Years

CONTACT

1 W Church St, Elmira, NY 14901

Steven Edward Agan

Real Estate, International

Status: In Good Standing Licensed: 38 Years

CONTACT

One W Church Street, Elmira, NY 14901

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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Chemung County, NY Reorganization Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

James Reed

Kevin P. Flynn

Matthew Christopher Gagliardo

Scott J Learned

James Beldon Reed

Allan G. Charlap

Christina Marie Bruner Sonsire

Phillip J. Barton

Clover M. Drinkwater-Lunn

Steven Edward Agan

TIPS

LEGAL TERMS

REDEMPTION

LOSS DAMAGE WAIVER (LDW)

NONEXEMPT PROPERTY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

AUTOMATIC STAY

DISCHARGEABLE DEBTS

ADMINISTRATIVE EXPENSES

LIMITED PARTNERSHIP

BANKRUPTCY

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