Cheney Bankruptcy & Debt Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Gregory Bertram Lipsker

Securities, Commercial Bankruptcy, Business & Trade, Electronic Commerce

Status: In Good Standing Licensed: 48 Years

CONTACT

1213 W Railroad Ave, Spokane, WA 99201

James Michael Murray

State Government, Estate Planning, Estate, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

921 W 29Th Ave, Spokane, WA 99203

Shane Coleman

Wills & Probate, Estate Planning, Collection, Bankruptcy

Status: In Good Standing Licensed: 22 Years

FREE CONSULTATION

CONTACT

3021 S. Regal St., Ste 101, Spokane, WA 99223

Pamela Hazelton Rohr

Litigation, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Spokane, WA 99214

Pamela Hazelton Rohr

Litigation, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Spokane, WA 99214

David L. Powers

Business & Trade, Commercial Bankruptcy, Intellectual Property, Corporate

Status: In Good Standing

CONTACT

Spokane, WA 99223

Brian Cameron

Landlord-Tenant, Credit & Debt, Family Law, Personal Injury

Status: In Good Standing Licensed: 12 Years

CONTACT

905 W Riverside Ave, Spokane, WA 99201

Ellen M Hendrick

Family Law, Civil Rights, Contract, Bankruptcy

Status: In Good Standing

CONTACT

905 W Riverside Ave, Spokane, WA 99201

Laura Debacker Mcaloon

Tax, Municipal, Non-profit, Commercial Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

Spokane, WA 99207

David M Bingaman

Civil Rights, Corporate, Collection, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

11712 E Sprague Ave, Spokane, WA 99214

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDIT FILE

See credit report.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Cheney Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Gregory Bertram Lipsker

James Michael Murray

Shane Coleman

Pamela Hazelton Rohr

Pamela Hazelton Rohr

David L. Powers

Brian Cameron

Ellen M Hendrick

Laura Debacker Mcaloon

David M Bingaman

TIPS

LEGAL TERMS

DEBT COLLECTOR

SOLE PROPRIETORSHIP

CREDIT REPORT

CREDIT FILE

SETOFF

GUARANTOR

SECURED DEBT

NUISANCE FEES

CREDIT COUNSELING

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