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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Alan D. Walton

Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

8070 Main St, Birch Run, MI 48415

Patrick J. Greenfelder

Criminal, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

233 W Broad St, Chesaning, MI 48616

Jack E. Tubbs

Intellectual Property, Bankruptcy & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

9060 N Elms Rd, Clio, MI 48420

James L. Gutting

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

601 W Corunna Ave, Corunna, MI 48817

Vinson Floyd Carter

Family Law, Criminal, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

2387 S Linden Rd, Flint, MI 48532

George B. Rasch

Real Estate, Government, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

G4030 Corunna Rd, Flint, MI 48532

Edward H. Powers

Construction, Mediation, Contract, Credit & Debt

Status: In Good Standing Licensed: 57 Years

CONTACT

1071 Briarcliffe Drive, Flint, MI 48532

Laura L. Shirah

Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

Flint, MI 48532

Mark E. Ross

Misdemeanor, Criminal, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

2347 Stonebridge Dr, Flint, MI 48532

Richard T. Ponsetto

Timeshare, Traffic, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

2425 S Linden Rd, Flint, MI 48532

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

Chesaning Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Alan D. Walton

Patrick J. Greenfelder

Jack E. Tubbs

James L. Gutting

Vinson Floyd Carter

George B. Rasch

Edward H. Powers

Laura L. Shirah

Mark E. Ross

Richard T. Ponsetto

TIPS

LEGAL TERMS

INTEREST

DEBIT CARD

401(K) PLAN

HOUSEHOLDER

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

LOSS DAMAGE WAIVER (LDW)

TRUTH IN LENDING ACT (TILA)

DOING BUSINESS AS (DBA)

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