Chesapeake City County, VA Credit & Debt Lawyers

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Tim Anderson
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Anderson & Associates, PC
2492 North Landing Road Ste. 104 Virginia Beach, VA 23456Â» view map
Criminal Law
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Proudly serving Virginia Beach and the surrounding areas.

800-217-0430
1. Tim Anderson Virginia Beach, VA
  Attorney at Law - VA, 1999
  Regent University School of Law, J.D.
2. AboutAnderson & Associates, PC
  Proudly serving Virginia Beach
3. Practice AreasExpertise
  Criminal
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Not enough matches for Chesapeake City Credit & Debt lawyer.
Below are all Chesapeake City Bankruptcy & Debt lawyers.

Peter F. Herrick

Bankruptcy, DUI-DWI, Credit & Debt, Traffic

Status: In Good Standing

CONTACT

1403 Greenbrier Parkway, Greenbrier Point, Chesapeake, VA 23320

Timothy Anderson

Bankruptcy & Debt, Criminal, DUI-DWI, Divorce & Family Law, Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

205 S. Battlefield Road, Chesapeake, VA 23322

Aaron James-Birch Ambrose

Commercial Bankruptcy, Health Care Other

Status: In Good Standing

CONTACT

ReavesColey PLLC, Chesapeake, VA 23320

Brad Hudgins

Divorce, DUI-DWI, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

133 Mt. Pleasant Rd, Chesapeake, VA 23322

Amber Quick

DUI-DWI, Civil Rights, Bankruptcy, Car Accident

Status: In Good Standing

CONTACT

133 Mount Pleasant Road, Chesapeake, VA 23322

Stephen John Telfeyan

Estate Planning, Non-profit, Collection, Traffic

Status: In Good Standing

CONTACT

308 Cedar Lakes Drive, Chesapeake, VA 23322

Gregory Thomas Harris

Science, Technology & Internet, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

1008 Eddington Ct, Chesapeake, VA 23322

Charles Havener

Adoption, Civil & Human Rights, Bankruptcy, Bankruptcy & Debt, Medical Malpractice

Status: In Good Standing

CONTACT

3808 Poplar Hill Road, Chesapeake, VA 23321

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CREDIT FILE

See credit report.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SAMPLE LEGAL CASES

Rogers v. Rogers

... of counsel that matters of equitable distribution have been compromised, settled and agreed." [3] The October 19 decree, endorsed without objection as to equitable distribution provisions, contains the following concerning the joint credit card debt of the parties: "8. Debt: . . . ...

Sherman v. Sherman

... The US government demanded he repay $24,000 of the government credit card debt incurred. Husband finally revealed this obligation to wife. ... Husband testified: "I used the mutual fund to pay [wife] the $24,000 I spent in credit card debt. ...

Gilliam v. McGrady

... from the debt. A credit card debt whose purpose is to finance a family vacation clearly benefits the family and is a marital debt. The error here was in not determining the purpose of the original debt to the IRS. The proper analysis ...

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Chesapeake City County, VA Credit & Debt Lawyers

Sponsored Law Firm

Anderson & Associates, PC

SPONSORED LAWYERS

Peter F. Herrick

Timothy Anderson

Aaron James-Birch Ambrose

Brad Hudgins

Amber Quick

Stephen John Telfeyan

Gregory Thomas Harris

Charles Havener

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GRACE PERIOD

CHAPTER 13 BANKRUPTCY

BANKRUPTCY TRUSTEE

CREDIT INSURANCE

GENERAL PARTNER

CREDIT FILE

PREFERENCE

CREDIT COUNSELING

SAMPLE LEGAL CASES

Rogers v. Rogers

Sherman v. Sherman

Gilliam v. McGrady

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