Clayton Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Dale L. Russell

Corporate, Bankruptcy, Estate Planning, International Tax

Status: In Good Standing Licensed: 47 Years

CONTACT

Deer Park, WA 99006

Stephen Benton Harris

Land Use & Zoning, Civil Rights, Business & Trade, Commercial Bankruptcy

Status: Deceased Licensed: 45 Years

CONTACT

Deer Park, WA 99006

J. Craig Barrile

Land Use & Zoning, Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

820 N High Desert Dr, Deer Park, WA 99006

Julio Morley

Family Law, Personal Injury, Business & Trade, Commercial Bankruptcy

Status: Inactive Licensed: 46 Years

CONTACT

21407 N Monroe Rd, Spokane, WA 99208

Brett Warren Smith

Federal, Business & Trade, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

114 W Brierwood Ave, Spokane, WA 99218

Michelle Lynn Carbon

International Tax, Federal, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

10205 N Navaho Dr, Spokane, WA 99208

Kristen B. Coriell

Business & Trade, Corporate, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

13222 N Washington Ct, Spokane, WA 99208

Kim Taylor Dunn

Credit & Debt, Collection, Consumer Bankruptcy, International Tax

Status: In Good Standing Licensed: 34 Years

CONTACT

2631 W Dell Dr, Spokane, WA 99208

William J Sorcinelli

Estate Planning, Civil Rights, Collection, Personal Injury

Status: Inactive Licensed: 45 Years

CONTACT

2610 W Woodside Ave, Spokane, WA 99208

Kenneth K. Watts

Estate Planning, Family Law, Civil Rights, Bankruptcy

Status: Inactive Licensed: 49 Years

CONTACT

4920 N Nevada St, Spokane, WA 99207

800-923-0641

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Clayton Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Dale L. Russell

Stephen Benton Harris

J. Craig Barrile

Julio Morley

Brett Warren Smith

Michelle Lynn Carbon

Kristen B. Coriell

Kim Taylor Dunn

William J Sorcinelli

Kenneth K. Watts

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LEGAL TERMS

MEANS TEST

CURRENT MONTHLY INCOME

HOUSEHOLDER

GARNISHMENT

GUARANTOR

REPOSSESSION

CHAPTER 13 BANKRUPTCY

FAIR CREDIT REPORTING ACT (FCRA)

WORKOUT

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