Clearlake Park Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Julie S. Kurt

Alimony & Spousal Support, Criminal, Bankruptcy, Animal Bite

Status: In Good Standing

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1400 North Dutton Avenue, Santa Rosa, CA 95401

Brian Barta

Personal Injury, Foreclosure, Credit & Debt, Bankruptcy

Status: In Good Standing

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131-A Stony Circle, Santa Rosa, CA 95401

James Zakasky

Foreclosure, Corporate, Collection, Bankruptcy

Status: In Good Standing

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50 Santa Rosa Avenue, Santa Rosa, CA 95404

Mary Margaret Heare Amodio

Estate Planning, Bankruptcy, Contract, Elder Law, Trusts

Status: In Good Standing

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Lakeport, CA 95453

Ellyn Marie Lazar

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

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Windsor, CA 95492

Stephanie Barber Hess

Litigation, Trusts, Business, Credit & Debt

Status: In Good Standing Licensed: 25 Years

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400 Aviation Blvd, Santa Rosa, CA 95403

Ronald Frederick Remmel

Construction, Insurance, Collection

Status: Inactive Licensed: 45 Years

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3635 Stallion Dr, Santa Rosa, CA 95404

Denise Lucy Olrich

Science, Technology & Internet, Employee Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 42 Years

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3558 Round Barn Blvd, Santa Rosa, CA 95403

Matthew Allen Chavez

Estate Planning, Civil Rights, Corporate, Bankruptcy

Status: In Good Standing

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3333 Mendocino Ave, Santa Rosa, CA 95403

Kristina Kathlene Guth

Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 14 Years

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3142 Montecito Meadow Dr, Santa Rosa, CA 95404

800-923-0641

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

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Clearlake Park Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Julie S. Kurt

Brian Barta

James Zakasky

Mary Margaret Heare Amodio

Ellyn Marie Lazar

Stephanie Barber Hess

Ronald Frederick Remmel

Denise Lucy Olrich

Matthew Allen Chavez

Kristina Kathlene Guth

TIPS

LEGAL TERMS

FCBA

CHAPTER 13 BANKRUPTCY

FRAUDULENT TRANSFER

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

NUISANCE FEES

CREDIT INSURANCE

NONEXEMPT PROPERTY

CREDIT BUREAU

DEFINED CONTRIBUTION PLAN

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