Clinton Township Bankruptcy & Debt Lawyer, Michigan, page 2

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Richard G. Roosen

Consumer Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

Mount Clemens, MI 48046

Michael Kitchen

Intellectual Property, Divorce & Family Law, Criminal, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

59 N Walnut St, Mount Clemens, MI 48043

Elizabeth Roberts

Litigation, Employee Rights, Business, Consumer Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

19500 Hall Rd, Clinton Township, MI 48038

Craig S. Schoenherr

Immigration, Consumer Protection, Business, Consumer Bankruptcy

Status: In Good Standing

CONTACT

12900 Hall Rd, Sterling Heights, MI 48313

Karen L. Lemke

Traffic, Medical Products & Devices, Family Law, Credit & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

Fraser, MI 48026

James S. Lawrence

Criminal, Constitutional Law, Civil Rights, Collection

Status: In Good Standing Licensed: 43 Years

CONTACT

235 S Gratiot Ave, Mount Clemens, MI 48043

Brian J. Schaf

Foreclosure, Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

2 Crocker Blvd, Mount Clemens, MI 48043

Esther E. Wolfe

Criminal, Divorce & Family Law, Personal Injury, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

39999 Garfield Rd, Clinton Township, MI 48038

Jenna Marie Bommarito

Accident & Injury, Personal Injury, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

39999 Garfield Rd, Clinton Township, MI 48038

Thomas J. Ciaramitaro

Estate Planning, Family Law, Criminal, Collection

Status: In Good Standing Licensed: 54 Years

CONTACT

42850 Garfield Rd, Clinton Township, MI 48038

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Clinton Township Bankruptcy & Debt Lawyer, Michigan, page 2

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Richard G. Roosen

Michael Kitchen

Elizabeth Roberts

Craig S. Schoenherr

Karen L. Lemke

James S. Lawrence

Brian J. Schaf

Esther E. Wolfe

Jenna Marie Bommarito

Thomas J. Ciaramitaro

TIPS

LEGAL TERMS

CCCS

REDEMPTION

NONEXEMPT PROPERTY

TRUTH IN LENDING ACT (TILA)

FAIR LABOR STANDARDS ACT (FLSA)

PREFERENCE

GARNISHMENT

CHAPTER 7 BANKRUPTCY

UNDUE HARDSHIP

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