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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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J. Christopher Jackson

Corporate, Collection, Constitutional Law, Contract

Status: In Good Standing

CONTACT

301 Glenwood Avenue, Raleigh, NC 27603

Richard D. Sparkman

Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

Angier, NC 27501

Gordon E. Billheimer

General Practice

Status: In Good Standing Licensed: 44 Years

CONTACT

248 Mattera Drive, Clayton, NC 27527

Ralph Edward Cooper

Environmental Law Other, Elder Law, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

629 E Main Street, Clayton, NC 27520

Victor A. Anderson

Construction, Employment, Business, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

203 Stone Lane, Clayton, NC 27520

Kristen Laurenti Zillioux

Real Estate Other, Real Estate, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

111 S Barbour Street, Clayton, NC 27520

Kathryn Johnston Tart

Divorce, Divorce & Family Law, Civil & Human Rights, Contract, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

., Dunn, NC 28335

Katrenia Charlene Goode

Intellectual Property, Consumer Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

1735 Ravenwing Drive, Fuquay Varina, NC 27526

Janelle Jill Elrod

Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

206 E Academy Street, Fuquay Varina, NC 27526

Raven Rassette Byrne

Family Law, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

104 Birch Creek Drive, Fuquay Varina, NC 27526

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

FCBA

See Fair Credit Billing Act.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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Coats Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

J. Christopher Jackson

Richard D. Sparkman

Gordon E. Billheimer

Ralph Edward Cooper

Victor A. Anderson

Kristen Laurenti Zillioux

Kathryn Johnston Tart

Katrenia Charlene Goode

Janelle Jill Elrod

Raven Rassette Byrne

TIPS

LEGAL TERMS

COSIGNER

ABUSE

UNSECURED DEBT

LIABILITY

FCBA

PRIORITY DEBT

CHAPTER 13 PLAN

CREDIT REPORT

SUBROGATION

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